523 Bessinger Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 523 Bessinger Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1971
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$144,800 (Oct 2021)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`591-0003-0256-00`

Property Details

APN / Parcel Number

Primary APN	`591-0003-0256-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	523 BESSINGER DR
City	CINCINNATI
State	OH
Zip	45240-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BESSINGER DR 60 X 120 LOT 69 CAMERON PARK SUB SEC 5 BLK B PT 4
Legal Subdivision	CAMERON PARK SUB
Legal Block	B
Legal Lot Number	69
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	3
Census Block	3003
Census Tract	21504

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	523 BESSINGER DR, CINCINNATI, OH 45240-3923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · FHA Mortgage OPTION FINANCIAL LLC
Oct 11, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 7, 2017	Deed of Trust, Foreclosure · Line of Credit ANCHOR LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	0000127469
Deed Book / Page	14527 / 2721
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 20, 2021
Property Address	523 BESSINGER DR, CINCINNATI, OH 45240-3923
Document Number	0000127469
Book / Page	14527 / 2721
Map Reference	MB 157 PG 42&43
Instrument Date	Sep 30, 2021
Instrument	2021-0127469
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$434.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 BESSINGER DR, CINCINNATI, OH 45240-3923

Mortgage

Document Number	0000127470
Date	Oct 20, 2021
Instrument	2021-0127470

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Mortgage

Document Number	0000127471
Date	Oct 20, 2021
Book Page	14527/2738
Instrument	2021-0127471

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 11, 2018
Property Address	523 BESSINGER DR, CINCINNATI, OH 45240-3923
Document Number	0000090525
Book / Page	13772 / 00415
Map Reference	MB 157 PG 42&43
Instrument Date	Oct 3, 2018
Instrument	2018-0090525
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 BESSINGER DR, CINCINNATI, OH 45240-3923

Mortgage

Document Number	0000090526
Date	Oct 11, 2018
Instrument	2018-0090526

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

December 2017: Deed of Trust, Foreclosure

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	523 BESSINGER DR, CINCINNATI, OH 45240-3923
Document Number	0000116196
Instrument Date	Dec 7, 2017
Transaction Type	Foreclosure
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 22866 KANSAS CITY MO 641132866, KANSAS CITY, MO 64113-2866
Investor	Possibly a Property Investor

Mortgage

Document Number	0000116196
Date	Dec 21, 2017
Book Page	013569/002113
Instrument	116196

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,982.00 (+2.76%)	$50,680 (-) Land $8,568 Building $42,112
2024	$2,902.00 (-1.36%)	$50,680 (-) Land $8,568 Building $42,112
2023	$2,942.00 (+10.73%)	$50,680 (+46.26%) Land $8,568 Building $42,112	$144,800 (+46.26%) Land $24,480 Building $120,320
2022	$2,657.00 Homeowner's exemption	$34,651 Land $7,620 Building $27,031
2020			$99,000 Land $21,770 Building $77,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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