523 Belleview Ave, Lakeland, FL 33803 Property Records

Polk County property record for 523 Belleview Ave, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1954
Lot Size	0.196 acres (8,555 sqft)
Owner	2 Individual Names on File
Last Sale	$129,500 (Apr 2019)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-31-261800-002100`

Property Details

APN / Parcel Number

Primary APN	`24-28-31-261800-002100`
Alternative APNs	`312824261800002100` `12824000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,555 sqft (0.196 acres)
Lot Dimensions	108 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	399 sqft
Carport	Carport
Carport Area	399 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	252 sqft
Utility Building	72 sqft

Location & Zoning

Street Address	523 BELLEVIEW AVE
City	LAKELAND
State	FL
Zip	33803-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	HIGHLAND HILLS PB 35 PG 27 BLK 2 LOT 10
Legal Range	24E
Legal Township	28S
Legal Section	31
Legal Subdivision	HIGHLAND HILLS
Legal Tract	261800
Legal Block	2
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1011
Census Tract	10601

Owner

523 Belleview Ave is owned and occupied by two individuals who bought it in April 2019.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2233 AVENUE C NW, WINTER HAVEN, FL 33880-2447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 1, 2019	Warranty Deed, Transfer · FHA Mortgage MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on File
Deed Sale	Apr 1, 2019 · Amount on File
Deed Document Number	201964774
Deed Book / Page	10795 / 103
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	523 BELLEVIEW AVE, LAKELAND, FL 33803-4844
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 BELLEVIEW AVE, LAKELAND, FL 33803-4844

Mortgage

Document Number	0000281455
Date	Oct 26, 2022
Book Page	12462/81
Instrument	2022281455

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Sep 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 1, 2019
Property Address	523 BELLEVIEW AVE, LAKELAND, FL 33803-4844
Document Number	0107950103
Book / Page	010795 / 000103
Instrument Date	Mar 29, 2019
Instrument	64774
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	523 BELLEVIEW AVE LAKELAND FL 338034844, LAKELAND, FL 33803-4844

Mortgage

Document Number	107950106
Date	Apr 1, 2019
Book Page	010795/000106
Instrument	64775

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60143

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 523 Belleview Ave was $1,591 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,921 (+2.7%)	$199,294 (+4.34%) Land $27,000 Building $172,294
2025	$1,591.00 Homeowner's exemption	$131,374	$191,002 Land $27,000 Building $164,002
2023	$1,483.00 (+3.71%) Homeowner's exemption	$123,953 (+3%)	$195,114 (+13.34%) Land $26,000 Building $169,114
2022	$1,430.00 Homeowner's exemption	$120,343	$172,143 Land $25,000 Building $147,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 Belleview Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Belleview Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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