Emmet County property record for 523 Beech St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.092 acres (4,033 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,000 (Sep 2009) |
| Tax Bill | $1,758 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-301-021 |
| Primary APN | 52-19-05-301-021 |
|---|
| Lot Area | 4,033 sqft (0.092 acres) |
|---|
| Street Address | 523 BEECH ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-2 |
| Legal Description | BAZIEL PETOSKEY'S ADDITION S 1/2 OF LOT 1 BLK 3 SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | BAZIEL PETOSKEYS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 970700 |
Source: Emmet County records · APN 52-19-05-301-021
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 BEECH ST, PETOSKEY, MI 49770-3101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jun 01, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Nov 06, 2017 | Intrafamily Transfer, Transfer CHEMICAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2009 · Amount on Record |
| Deed Sale | Sep 17, 2009 · Amount on Record |
| Prior Sale | Oct 02, 2003 |
| Deed Book / Page | 1116 / 966 |
| Last Transfer Date | Oct 27, 2017 |
| Transfer Doc | 1199/0108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 523 BEECH ST, PETOSKEY, MI 49770-3101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 523 BEECH ST, PETOSKEY, MI 49770-3101 |
| Document Number | 0000001272/0000000740 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 0000001272/0000000740 |
| Instrument | 5225791 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 523 BEECH ST, PETOSKEY, MI 49770-3101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 523 BEECH ST, PETOSKEY, MI 49770-3101 |
| Document Number | 0000001272/0000000740 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 0000001272/0000000740 |
| Instrument | 5225791 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 523 BEECH ST, PETOSKEY, MI 49770-3101 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 523 BEECH ST, PETOSKEY, MI 49770-3101 |
| Document Number | 0000001252/0000000502 |
|---|---|
| Date | Jun 01, 2023 |
| Book Page | 0000001252/0000000502 |
| Instrument | 5205491 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Nov 06, 2017 |
| Property Address | 523 BEECH ST, PETOSKEY, MI 49770-3101 |
| Document Number | 1199/0107 |
| Book / Page | 1199 / 0107 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 5151990 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | AFC TITLE SERVICES INC, CFC TITLE GERVICES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1199/0108 |
|---|---|
| Date | Nov 06, 2017 |
| Book Page | 1199/0108 |
| Instrument | 5151991 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,600 (+9.58%) Land $131,600 | $263,200 (+9.58%) Land $263,200 | |
| 2025 | $120,100 (+35.86%) Land $120,100 | $240,200 (+35.86%) Land $240,200 | |
| 2024 | $1,758.00 | ||
| 2023 | $88,400 Land $88,400 | $176,800 Land $176,800 |
Source: FEMA National Flood Hazard Layer as of May 31, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 416 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PETOSKEY serves 8,979 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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