Habersham County property record for 523 Ayers Rd, Mount Airy, GA 30563
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1960 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,686 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131 085 |
| Primary APN | 131 085 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,128 sqft Heated Area |
| Gross Area | 1,888 sqft |
| 1st Floor Area | 1,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 480 sqft |
| Deck Area | Deck Area |
| Patio Area | 104 sqft |
| Canopy | 840 sqft |
| Storage Building | 288 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 414381 |
|---|---|
| Street Address | 523 AYERS RD |
| City | MOUNT AIRY |
| State | GA |
| Zip | 30563-3646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LI |
| Legal Description | 12-10 OFF BLAIR RD DB 1170-132 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 400 |
523 Ayers Rd, a rural home, is owned and occupied by two individuals who acquired it in July 2018.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 600 AYERS RD, MOUNT AIRY, GA 30563-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GEORGIAS OWN CREDIT UNION |
| Aug 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Aug 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Jul 6, 2018 | Warranty Deed, Transfer |
| Jul 6, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 6, 2018 |
| Transfer Doc | 001170/131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 523 AYERS RD, MOUNT AIRY, GA 30563-3646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 523 AYERS RD, MOUNT AIRY, GA 30563-3646 |
| Document Number | 0000001231/0000000666 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 0000001231/0000000666 |
| Name | GEORGIAS OWN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 523 AYERS RD, MOUNT AIRY, GA 30563-3646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 523 AYERS RD, MOUNT AIRY, GA 30563-3646 |
| Document Number | 0000001173/0000000655 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 0000001173/0000000655 |
| Name | REGIONS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 523 AYERS RD, MOUNT AIRY, GA 30563-3646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 523 AYERS RD, MOUNT AIRY, GA 30563-3646 |
| Document Number | 0000001173/0000000655 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 0000001173/0000000655 |
| Name | REGIONS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 6, 2018 |
| Property Address | 523 AYERS RD, MOUNT AIRY, GA 30563-3646 |
| Document Number | 001170/131 |
| Book / Page | 1170 / 131 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 2018-001181 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600 AYERS RD, MOUNT AIRY, GA 30563-3642 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jul 6, 2018 |
| Property Address | 523 AYERS RD, MOUNT AIRY, GA 30563-3646 |
| Document Number | 001170/132 |
| Book / Page | 1170 / 132 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 2018-001182 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 AYERS RD, MOUNT AIRY, GA 30563-3642 |
| Name | Verified Name |
|---|---|
| Address | 600 AYERS RD, MOUNT AIRY, GA 30563-3642 |
The 2026 property tax bill for 523 Ayers Rd was $1,686 with exemptions applied, up 37.7% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,686.00 (+37.75%) Homeowner's exemption Senior Citizen's exemption | $109,006 (+5.19%) Land $12,940 Building $96,066 | $272,515 (+5.19%) Land $32,349 Building $240,166 |
| 2025 | $1,224.00 Homeowner's exemption Senior Citizen's exemption | $103,630 Land $12,093 Building $91,537 | $259,075 Land $30,232 Building $228,843 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $50,320 (+13.32%) Land $3,564 Building $46,756 | $125,800 (+13.32%) Land $8,910 Building $116,890 |
| 2022 | Homeowner's exemption | $44,404 Land $3,564 Building $40,840 | $111,010 Land $8,910 Building $102,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Ayers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Ayers Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 71% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
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