523 Arbor Dr, Florence, SC 29501 Property Records

Florence County property record for 523 Arbor Dr, Florence, SC 29501

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,055 sqft · built 1969
Lot Size0.57 acres (24,784 sqft)
OwnerIndividual Name on Record
Tax Bill$813 (2025)
Deeds & MortgagesOct 2022 Mortgage
Jan 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN00981-03-004

Property Details

APN / Parcel Number

Primary APN00981-03-004
Alternative APN
  • 15028290

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,055 sqft Living Area
1st Floor Area1,911 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area24,784 sqft (0.57 acres)
Garage TypeCarport
Garage Area399 sqft
CarportCarport
Carport Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address523 ARBOR DR
CityFLORENCE
StateSC
Zip29501-1906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARBOR DR LT 106-A
Legal Lot Number106-A
JurisdictionFLORENCE SC
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2003
Census Tract201

Owner

Source: Florence County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address523 ARBOR DR, FLORENCE, SC 29501-1906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 20, 2018Loan Modification, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 16, 2015
Transfer Doc0006080274
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLORENCE SC
Property Address523 ARBOR DR, FLORENCE, SC 29501-1906
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 ARBOR DR, FLORENCE, SC 29501-1906

Mortgage

Document Number0010151925
DateOct 5, 2022
Book Page1015/1925
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLORENCE SC
Property Address523 ARBOR DR, FLORENCE, SC 29501-1906
Document Number0007351790
Instrument DateJan 20, 2018
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 ARBOR DR FLORENCE SC 295011906, FLORENCE, SC 29501-1906

Mortgage

Document Number0007351790
DateMar 6, 2018
Book Page000735/001790
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 5, 2048

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$813.00 (+2.65%)$8,091 (-99.87%) Land $1,836 Building $6,255$202,299 (-98.68%) Land $45,900 Building $156,399
2023$792.00 (+14.45%) Homeowner's exemption$6,136,987 (+99,899.79%) Land $1,836,000 Building $4,300,987$15,342,469 (+9,899.98%) Land $4,590,000 Building $10,752,469
2022$692.00 Homeowner's exemption$6,137 Land $1,836 Building $4,301$153,425 Land $45,900 Building $107,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 79,745 people · EPA ID SC2110001
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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