Kent County property record for 523 Amity St, Lowell, MI 49331
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,344 sqft · built 1950 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,500 (Sep 2019) |
| Tax Bill | $5,518 (2025) |
| Deeds & Mortgages | Jan 2019 Second Mortgage Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-20-02-189-001 |
| Primary APN | 41-20-02-189-001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 523 AMITY ST |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOTS 5 & 6 BLK 26 * RICHARDS & WICKHAM'S PLAT |
| Legal Subdivision | RICHARDS & WICKHAM'S PLAT |
| Legal Block | 26 |
| Legal Lot Number | 5-6 |
| Jurisdiction | KENT MI |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 12004 |
523 Amity St is owned and occupied by an individual who bought it in September 2019.
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 AMITY ST, LOWELL, MI 49331-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE DART BANK |
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK |
| Sep 4, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Jul 8, 2019 | Deed of Trust, Mortgage MERCANTILE BK/MI |
| Aug 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE DART BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on File |
| Deed Sale | Sep 4, 2019 · Amount on File |
| Prior Sale | Aug 11, 2017 · Amount on File |
| Deed Document Number | 201966762 |
| Prior Transfer Date | Aug 10, 2010 |
| Prior Transfer Doc | 0000069045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 523 AMITY ST, LOWELL, MI 49331-1309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001361 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 20190107-0001361 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | LANSING, MI 48912 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 523 AMITY ST, LOWELL, MI 49331-1309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000068172 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 20200804-0068172 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Sep 4, 2019 |
| Property Address | 523 AMITY ST, LOWELL, MI 49331-1309 |
| Document Number | 0000066762 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 66762 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | CHICAGO TITLE/MI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,111.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22111 SUNNYSIDE ST ST CLAIR SHORES MI 480803587, ST CLAIR SHORES, MI 48080-3587 |
| Document Number | 66763 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 66763 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 523 AMITY ST, LOWELL, MI 49331-1309 |
| Document Number | 0000051141 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 523 AMITY ST LOWELL MI 493311309, LOWELL, MI 49331-1309 |
| Document Number | 0000051141 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 51141 |
| Name | MERCANTILE BK/MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.74% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Aug 11, 2017 |
| Property Address | 523 AMITY ST, LOWELL, MI 49331-1309 |
| Document Number | 0000068111 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 20170811-0068111 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | GRAND RAPIDS TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,449.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 523 AMITY ST, 523, LOWELL, MI 49331-1309 |
| Name | Verified Name |
|---|---|
| Address | 523 AMITY ST, LOWELL, MI 49331-1309 |
| Document Number | 0000068112 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 20170811-0068112 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 523 Amity St was $5,518.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | Lowell City |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,900 (+20.1%) | $341,800 (+20.1%) | |
| 2025 | $5,518.00 Homeowner's exemption | $142,300 | $284,600 |
| 2023 | $125,600 | $251,200 | |
| 2019 | $3,239.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Amity St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 individual policies |
| Nearby Flood Policies | 21 units insured incl. 7 condo units |
| Nearby Flood Claims | 21 (1986–2018) |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Amity St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL serves 4,150 people · EPA ID MI0003950 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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