Rutherford County property record for 523 Agate Dr, Murfreesboro, TN 37128
| Property Type | Single Family Home |
|---|---|
| Details | 2,043 sqft · built 2007 |
| Lot Size | 0.29 acres (12,559 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,444 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100D-G-017.00-000 |
| Primary APN | 100D-G-017.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,043 sqft Living Area |
| 1st Floor Area | 3,350 sqft |
| Upper Floors Area | 735 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 12,559 sqft (0.29 acres) |
| Lot Dimensions | 139 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 908 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0097667 |
|---|---|
| Street Address | 523 AGATE DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-4688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 148 KINGDOM RIDGE PUD SEC 3 PB 31 PG 45 SPLIT OFF 100-13.01 FOR 08 90 X 138.98 IRR |
| Legal Subdivision | KINGDOM RIDGE PUD SEC 3 |
| Legal Lot Number | 148 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 19 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40907 |
523 Agate Dr is owned and occupied by an individual who acquired it in March 2025.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 AGATE DR, MURFREESBORO, TN 37128-4688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| May 4, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| May 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage SHELTER LNDG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2025 |
| Deed Sale | Mar 26, 2025 |
| Prior Sale | Oct 18, 2023 · Amount on File |
| Deed Document Number | 20252588135 |
| Deed Book / Page | 2521 / 2870 |
| Prior Transfer Date | Mar 20, 2025 |
| Prior Transfer Doc | 0025212870 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Oct 18, 2023 |
| Property Address | 523 AGATE DR, MURFREESBORO, TN 37128-4688 |
| Document Number | 0023851152 |
| Book / Page | 2385 / 1152 |
| Map Reference | MB 31 PG 45 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2517982 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | ATHENA TITLE, ATHENS TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,646.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 AGATE DR, MURFREESBORO, TN 37128-4688 |
| Document Number | 0002517983 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2517983 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 523 AGATE DR, MURFREESBORO, TN 37128-4688 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023392504 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 2339/2504 |
| Instrument | 2494438 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | May 9, 2017 |
| Property Address | 523 AGATE DR, MURFREESBORO, TN 37128-4688 |
| Document Number | RB15701255 |
| Book / Page | 001570 / 001255 |
| Instrument Date | May 4, 2017 |
| Instrument | 2083239 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2017 |
| Title Company | TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 AGATE DR MURFREESBORO TN 371284688, MURFREESBORO, TN 37128-4688 |
| Document Number | RB15701257 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 001570/001257 |
| Instrument | 2083240 |
| Name | SHELTER LNDG SVCS |
|---|---|
| Address | BROWN DEER, WI 53209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2047 |
The 2025 property tax bill for 523 Agate Dr was $2,444.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,775 (+21.27%) Land $27,500 Building $77,275 | $419,100 Land $110,000 Building $309,100 | |
| 2025 | $2,444.00 | $86,400 Land $13,750 Building $72,650 | |
| 2023 | $86,400 Land $13,750 Building $72,650 | $345,600 (-) Land $55,000 Building $290,600 | |
| 2022 | $2,219.00 | $345,600 Land $55,000 Building $290,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Agate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Agate Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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