523 45th St, Lubbock, TX 79404 Property Records

Lubbock County property record for 523 45th St, Lubbock, TX 79404

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 1,925 sqft · built 2020
Lot Size	0.116 acres (5,068 sqft)
Owner	Individual Name on Record
Tax Bill	$3,563 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R335762`

Property Details

APN / Parcel Number

Primary APN	`R335762`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	1,925 sqft Total Area

Exterior

Year Built	Built 2020
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,068 sqft (0.116 acres)
Lot Dimensions	116 ft deep x 43.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	523 45TH ST
City	LUBBOCK
State	TX
Zip	79404-3301
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SUBURBAN HOMES BLK 14 L 9
Legal Subdivision	SUBURBAN HOMES
Legal Block	14
Legal Lot Number	90
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2004
Census Tract	2402

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1520 NW THOMPSON WAY, GRANTS PASS, OR 97526-1200
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Vendor's Lien, Transfer · FHA Mortgage TEXAS TECH FCU
Jun 7, 2021	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2022
Deed Sale	Nov 8, 2022
Prior Sale	Jun 7, 2021
Deed Document Number	2022051320
Record Updated	Jun 8, 2026

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 8, 2022
Property Address	523 45TH ST, LUBBOCK, TX 79404
Document Number	0000051320
Map Reference	DOC 2019027041
Instrument Date	Nov 2, 2022
Instrument	2022051320
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 NW THOMPSON WAY, GRANTS PASS, OR 97526-1200

Mortgage

Document Number	0000051321
Date	Nov 8, 2022
Instrument	2022051321

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 7, 2021
Property Address	523 45TH ST, LUBBOCK, TX 79404
Document Number	0000028013
Instrument Date	Jun 2, 2021
Instrument	2021028013
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 45TH ST, LUBBOCK, TX 79404-3301

Mortgage

Document Number	0000028014
Date	Jun 7, 2021
Instrument	2021028014

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,563.00 (+1.71%)	$201,367 (+0.88%) Land $870 Building $200,497	$201,367 (+0.88%) Land $870 Building $200,497
2024	$3,503.00 (-5.58%)
2023	$3,710.00 (-8.55%)	$199,620 Land $870 Building $198,750	$199,620 Land $870 Building $198,750
2022	$4,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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