Chester County property record for 523 3rd St, Chester, SC 29706
| Property Type | Single Family Home |
|---|---|
| Details | 1,391 sqft |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,000 (May 2024) |
| Tax Bill | $5,220 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jan 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 079-03-04-007-000 |
| Primary APN | 079-03-04-007-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,391 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Metal |
|---|---|
| Lot Area | 5,227 sqft (0.12 acres) |
| Porch | Porch |
| Porch Area | 78 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 523 3RD ST |
|---|---|
| City | CHESTER |
| State | SC |
| Zip | 29706-2667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT # 24 BLOCK C = 0.12 AC |
| Legal Subdivision | EUREKA VILLAGE |
| Legal Tract | 148 |
| Legal Block | C |
| Legal Lot Number | C |
| Jurisdiction | CHESTER SC |
| Township / Civil Division | CHESTER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20100 |
523 3rd St is owned and occupied by two individuals who bought it in May 2024.
Source: Chester County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 3RD ST, CHESTER, SC 29706-2667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP |
| Jan 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2024 · Amount on File |
| Deed Sale | May 14, 2024 · Amount on File |
| Prior Sale | Oct 17, 2022 · Amount on File |
| Deed Document Number | 2024130003 |
| Deed Book / Page | 1463 / 213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER SC |
| Recording Date | Oct 8, 2026 |
| Property Address | 523 3RD ST, CHESTER, SC 29706-2667 |
| Document Number | 0000142900 |
| Book / Page | 2186 / 36 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026142900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 523 3RD ST, CHESTER, SC 29706-2667 |
| Document Number | 0000142900, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 2186/36 |
| Instrument | 2026142900 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER SC |
| Property Address | 523 3RD ST, CHESTER, SC 29706-2667 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 523 3RD ST, CHESTER, SC 29706-2667 |
| Document Number | 0020720159 |
|---|---|
| Date | Jan 31, 2025 |
| Book Page | 2072/159 |
| Instrument | 2025-133637 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER SC |
| Property Address | 523 3RD ST, CHESTER, SC 29706-2667 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 523 3RD ST, CHESTER, SC 29706-2667 |
| Document Number | 0021160054 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 2116/54 |
| Instrument | 2025-137462 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 1, 2065 |
The 2025 property tax bill for 523 3rd St was $5,220, up 1,266.5% from the year before.
Source: Chester County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chester County |
| Unified School District | Chester County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,220.00 (+1,266.49%) | $11,780 Land $450 Building $11,330 | $196,400 Land $7,500 Building $188,900 |
| 2024 | $382.00 (-66.61%) | ||
| 2023 | $1,144.00 | $2,360 (+195%) Land $270 Building $2,090 | $39,300 (+97.49%) Land $4,500 Building $34,800 |
| 2022 | $800 Land $180 Building $620 | $19,900 Land $4,500 Building $15,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 523 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTER METROPOLITAN DISTRICT (1220002) private · serves 15,668 people · EPA ID SC1220002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures