523 15th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 523 15th St N, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,144 sqft · built 1969
Lot Size	0.11 acres (4,831 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Sep 2006)
Tax Bill	$2,026 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0151-00075`

Property Details

APN / Parcel Number

Primary APN	`090-0151-00075`
Alternative APN	`805597`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Gross Area
1st Floor Area	1,144 sqft
Basement Area	858 sqft
Finished Basement	858 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,831 sqft (0.11 acres)
Garage Area	576 sqft
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	805597
Street Address	523 15TH ST N
City	VIRGINIA
State	MN
Zip	55792-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 40 265/1000 FT SERIAL #
Legal Subdivision	RUSSO CITY OF VIRGINIA
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2002
Census Tract	13000

Owner

523 15th St N is owned and occupied by an individual who acquired it in April 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	523 15TH ST N, VIRGINIA, MN 55792-2149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage QUICKEN LNS
May 1, 2019	Quit Claim Deed, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2006 · Amount on File
Deed Sale	Sep 18, 2006 · Amount on File
Deed Document Number	2006824441
Last Transfer Date	Apr 15, 2019
Transfer Doc	00T1010008
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	523 15TH ST N, VIRGINIA, MN 55792-2149
Document Number	00T1024730
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 15TH ST N VIRGINIA MN 557922149, VIRGINIA, MN 55792-2149

Mortgage

Document Number	00T1024730
Date	Jun 18, 2020
Instrument	T1024730

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	144 Months
Due	Jun 17, 2032

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 1, 2019
Property Address	523 15TH ST N, VIRGINIA, MN 55792-2149
Document Number	00T1010008
Instrument Date	Apr 15, 2019
Instrument	T1010008
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 15TH ST N VIRGINIA MN 557922149, VIRGINIA, MN 55792-2149

Mortgage

Document Number	T1010009
Date	May 1, 2019
Instrument	T1010009

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 523 15th St N was $2,026 with a homeowner's exemption, up 40.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,026.00 (+40.3%) Homeowner's exemption
2025	$1,444.00 (+35.71%) Homeowner's exemption	$152,700 (+17.28%) Land $5,300 Building $147,400	$152,700 (+17.28%) Land $5,300 Building $147,400
2024	$1,064.00	$130,200 Land $5,000 Building $125,200	$130,200 Land $5,000 Building $125,200
2022		$81,900 Land $5,000 Building $76,900	$81,900 Land $5,000 Building $76,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 15th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 15th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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