San Diego County property record for 5229 White Oak Ct, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,600 sqft · built 1988 |
| Lot Size | 0.224 acres (9,775 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,900 (Dec 1987) |
| Tax Bill | $2,997 (2025) |
| Deeds & Mortgages | Oct 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-350-20-00 |
| Primary APN | 159-350-20-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 9,775 sqft (0.224 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5229 WHITE OAK CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 20 TR 011516 |
| Legal Subdivision | RANCHO OAKTREE ESTATES |
| Legal Tract | 011516 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 19301 |
Source: San Diego County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5229 WHITE OAK CT, OCEANSIDE, CA 92056-2393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1987 · Amount on Record |
| Deed Sale | Dec 31, 1987 · Amount on Record |
| Deed Document Number | 1987718031 |
| Last Transfer Date | Oct 1, 1993 |
| Transfer Doc | 0000687604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 6, 2026 |
| Property Address | 5229 WHITE OAK CT, OCEANSIDE, CA 92056-2393 |
| Document Number | 0000289481 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 2026289481 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5229 WHITE OAK CT, OCEANSIDE, CA 92056-2393 |
| Document Number | 0000289481, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 2026289481 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 823 Months |
| Due | May 30, 2095 |
| Max Rate | -1% |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $273,096 (+2%) Land $78,074 Building $195,022 | |
| 2025 | $2,997.00 (+6.05%) Homeowner's exemption | $267,743 (+4.04%) Land $76,544 Building $191,199 |
| 2024 | $2,826.00 (+2.54%) | |
| 2023 | $2,756.00 (+0.29%) Homeowner's exemption | $257,348 Land $73,573 Building $183,775 |
| 2022 | $2,748.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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