5229 Spring Creek Rd, Montevallo, AL 35115 Property Records

Shelby County property record for 5229 Spring Creek Rd, Montevallo, AL 35115

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,298 sqft · built 1993
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on File
Last Sale	$1,000 (Jan 2025)
Tax Bill	$1,909 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`283070000005000`

Property Details

APN / Parcel Number

Primary APN	`283070000005000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,298 sqft Heated Area
1st Floor Area	3,148 sqft
Upper Floors Area	150 sqft
Basement Area	770 sqft
Unfinished Basement	231 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	653,400 sqft (15 acres)
Garage Type	Basement
Porch	Slab
Deck Area	184 sqft
Utility Building	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5229 SPRING CREEK RD
City	MONTEVALLO
State	AL
Zip	35115-5647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM @ NW COR SEC7 ELY ALG N LINE SD SEC 1865'(S) TO POB CONT ELY 355' (S) SELY1415'(S) TO N R/W CO HWY12 TH WLY ALG SD R/W
Legal Range	02W
Legal Township	22S
Legal Section	07
Jurisdiction	SHELBY AL
Township / Civil Division	CALERA
Census Block Group	1
Census Block	1033
Census Tract	30503

Owner

5229 Spring Creek Rd is owned and occupied by an individual who bought it in January 2025.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 595, CALERA, AL 35040-0595
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF ALABAMA
Oct 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK OF ALABAMA
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF ALABAMA
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage MUTUAL SAVINGS CU
May 22, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2025 · Amount on File
Deed Sale	Jan 28, 2025 · Amount on File
Prior Sale	Jul 18, 2022 · Amount on File
Deed Document Number	202526850
Prior Transfer Date	Jul 10, 1998
Prior Transfer Doc	0000042410
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	5229 SPRING CREEK RD, MONTEVALLO, AL 35115-5647
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042410
Date	Feb 16, 2023
Instrument	20230216000042410

Lender

Name	FIRST BANK OF ALABAMA
Type	Bank
Address	TALLADEGA, AL 35160

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	5229 SPRING CREEK RD, MONTEVALLO, AL 35115-5647
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000308260
Date	Oct 2, 2024
Instrument	20241002000308260

Lender

Name	FIRST BANK OF ALABAMA
Type	Bank
Address	TALLADEGA, AL 35160

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	5229 SPRING CREEK RD, MONTEVALLO, AL 35115-5647
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042410
Date	Feb 16, 2023
Instrument	20230216000042410

Lender

Name	FIRST BANK OF ALABAMA
Type	Bank
Address	TALLADEGA, AL 35160

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 18, 2022
Property Address	5229 SPRING CREEK RD, MONTEVALLO, AL 35115-5647
Document Number	0000280890
Instrument Date	Jul 15, 2022
Instrument	20220718000280890
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 PARADISE COVE LN, WILSONVILLE, AL 35186-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5229 SPRING CREEK RD, MONTEVALLO, AL 35115-5647

Mortgage

Document Number	0000280900
Date	Jul 18, 2022
Instrument	20220718000280900

Lender

Name	MUTUAL SAVINGS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	LIBOR
Max Rate	9.25%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	5229 SPRING CREEK RD, MONTEVALLO, AL 35115-5647
Document Number	0000196830
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5229 SPRING CREEK RD MONTEVALLO AL 351155647, MONTEVALLO, AL 35115-5647

Mortgage

Document Number	0000196830
Date	Jun 5, 2018
Instrument	196830

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5229 Spring Creek Rd was $1,909 with a homeowner's exemption, down 0.8% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,909.00 (-0.83%) Homeowner's exemption
2025	$1,925.00	$43,760	$437,510 Land $182,400 Building $255,110
2023	$1,411.00 Homeowner's exemption	$33,020	$330,130 Land $182,400 Building $147,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5229 Spring Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5229 Spring Creek Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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