5229 Regal Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5229 Regal Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,614 sqft · built 1994
Lot Size	0.023 acres (1,000 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Oct 2012)
Tax Bill	$3,020 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`28-575335`

Property Details

APN / Parcel Number

Primary APN	`28-575335`
Alternative APN	`575335`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,614 sqft Living Area
1st Floor Area	538 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,000 sqft (0.023 acres)
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	575335
Street Address	5229 REGAL CT
City	FREDERICK
State	MD
Zip	21703-2744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 140 TOWNHOUSE II SEC 2 PLAT 3-1000 SQ.FT. KINGSBROOK P.U.D.
Legal Subdivision	KINGSBROOK TWNHSE 02 03
Legal Lot Number	140
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3002
Census Tract	751002

Owner

Source: Frederick County records · APN 28-575335

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5229 REGAL CT, FREDERICK, MD 21703-2744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2012 · Amount on Record
Deed Sale	Oct 17, 2012 · Amount on Record
Prior Sale	May 09, 2003 · Amount on Record
Deed Book / Page	9154 / 419
Transfer Doc	0000000993
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5229 REGAL CT, FREDERICK, MD 21703-2744
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5229 REGAL CT, FREDERICK, MD 21703-2744

Mortgage

Document Number	0158960001
Date	May 03, 2022
Book Page	15896/1

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,020.00 (+15.05%) Homeowner's exemption	$261,800 (+16.77%) Land $70,000 Building $191,800	$261,800 (-) Land $70,000 Building $191,800
2023	$2,625.00 Homeowner's exemption	$224,200	$261,800 Land $70,000 Building $191,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 324 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.