5229 Prairie Preserve Run, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5229 Prairie Preserve Run, Saint Cloud, FL 34772

Property Summary

Property TypeVacant Land
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on File
Last Sale$560,000 (Apr 2026)
Tax Bill$2,558 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN21-26-30-0133-0001-0290

Property Details

APN / Parcel Number

Primary APN21-26-30-0133-0001-0290
Alternative APN
  • 263021013300010290

Exterior

Lot Area6,969 sqft (0.16 acres)

Location & Zoning

Street Address5229 PRAIRIE PRESERVE RUN
CitySAINT CLOUD
StateFL
Zip34772-6365
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionEDEN AT CROSS PRAIRIE PH 2 PB 35 PGS 56-56 LOT 29
Legal SubdivisionEDEN AT CROSS PRAIRIE PHASE 2
Legal Lot Number29
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract43209

Owner

5229 Prairie Preserve Run, vacant land, is owned and occupied by two individuals who bought it in April 2026.

Source: Osceola County records, as of May 8, 2026

Owner of Record2 Individual Names on File
Mailing Address5229 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6365
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE CENTER LLC
Apr 30, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR
Feb 26, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2026 · Amount on File
Deed SaleApr 30, 2026 · Amount on File
Prior SaleFeb 26, 2025 · Amount on File
Deed Document Number202657048
Deed Book / Page6963 / 2511
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 30, 2026
Property Address5229 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6365
Document Number0069632511
Book / Page6963 / 2511
Instrument DateApr 30, 2026
Instrument202657048
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyMAGNOLIA TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$395,920.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5229 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6365

Mortgage

Document Number0000057049,
DateApr 30, 2026
Instrument202657049
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 30, 2026
Property Address5229 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6365
Document Number0000057048
Book / Page6963 / 2511
Instrument DateApr 30, 2026
Instrument2026.57048
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyMAGNOLIA TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$395,920.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5229 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6365

Mortgage

Document Number0000057049,
DateApr 30, 2026
Instrument2026..57049
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 26, 2025
Property Address5229 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6365
Document Number0067451802
Book / Page6745 / 1802
Map ReferenceMB 35 PG 55&56
Instrument DateFeb 24, 2025
Instrument2025024403
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyM/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,955.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
Address5229 PRAIRIE PRESERVE RUN, SAINT CLOUD, FL 34772-6365

Mortgage

Document Number0067451804
DateFeb 26, 2025
Instrument6745/1804
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65,000 Land $65,000$65,000 Land $65,000
2024$2,558.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5229 Prairie Preserve Run in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 136 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2011–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5229 Prairie Preserve Run is high, ranking above 87% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35

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