5229 Peninsula Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 5229 Peninsula Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,841 sqft · built 2021
Lot Size	1.29 acres (56,541 sqft)
Owner	2 Individual Names on File
Last Sale	$1,750,000 (Aug 2023)
Tax Bill	$9,212 (2026)
Deeds & Mortgages	Aug 2023 Sale Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08147 1 34`

Property Details

APN / Parcel Number

Primary APN	`08147 1 34`
Alternative APNs	`170070` `178498`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,841 sqft Heated Area
Gross Area	8,430 sqft
1st Floor Area	2,627 sqft
Attic	Attic
Attic Area	649 sqft
Basement Area	2,627 sqft
Finished Basement	2,627 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,541 sqft (1.29 acres)
Garage Type	Finished
Garage Area	958 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	630 sqft
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	178498
Street Address	5229 PENINSULA DR
City	GRANITE FALLS
State	NC
Zip	28630-8799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2091 PG 1948 YR 2023 ST 3500.00
Legal Subdivision	PLANTATION POINTE
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2020
Census Tract	31302

Owner

5229 Peninsula Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5229 PENINSULA DR, GRANITE FALLS, NC 28630-8799
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Warranty Deed, Transfer
Nov 20, 2020	Warranty Deed, Transfer CITIZENS BK NA
Jun 2, 2017	Loan Modification, Mortgage CAPITAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2023 · Amount on File
Deed Sale	Aug 30, 2023 · Amount on File
Prior Sale	Nov 20, 2020 · Amount on File
Deed Document Number	202310088010
Deed Book / Page	2091 / 1948
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 30, 2023
Property Address	5229 PENINSULA DR, GRANITE FALLS, NC 28630-8799
Document Number	0020911948
Book / Page	2091 / 1948
Map Reference	MB 19 PG 410-417
Instrument Date	Aug 25, 2023
Instrument	10088010
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2412 W SUNSET DR, TAMPA, FL 33629-5337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16728 CORDOVA CT, DELRAY BEACH, FL 33484-8341

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 20, 2020
Property Address	5229 PENINSULA DR, GRANITE FALLS, NC 28630-8799
Document Number	0010050712
Book / Page	002004 / 001440
Instrument Date	Oct 24, 2020
Instrument	10050712
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3235 CHAUCER DR CHARLOTTE NC 282104809, CHARLOTTE, NC 28210-4809

Mortgage

Document Number	10050713
Date	Nov 20, 2020
Book Page	002004/001442
Instrument	10050713

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALDWELL NC
Property Address	5229 PENINSULA DR, GRANITE FALLS, NC 28630-8799
Document Number	0010013388
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5229 PENINSULA DR GRANITE FALLS NC 28630, GRANITE FALLS, NC 28630

Mortgage

Document Number	0010013388
Date	Jul 21, 2017
Book Page	001923/000355
Instrument	10013388

Lender

Name	CAPITAL BK
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Term	60 Months
Due	Jul 20, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 5229 Peninsula Dr was $9,212, down 21.5% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,212.00 (-21.46%)	$1,540,300 (-) Land $248,400 Building $1,291,900
2025	$11,729.00	$1,540,300 Land $248,400 Building $1,291,900	$1,540,300 Land $248,400 Building $1,291,900
2023		$1,000,600 (+227.42%) Land $229,500 Building $771,100	$1,000,600 (+227.42%) Land $229,500 Building $771,100
2022	$2,156.00	$305,600 Land $229,500 Building $76,100	$305,600 Land $229,500 Building $76,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5229 Peninsula Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5229 Peninsula Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone.

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