Orange County property record for 5229 Oak Ter Dr, Orlando, FL 32839
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,466 sqft · built 2008 |
| Lot Size | 0.212 acres (9,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $368,000 (Apr 2018) |
| Tax Bill | $6,027 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-23-29-4989-01-300 |
| Primary APN | 14-23-29-4989-01-300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,466 sqft Living Area |
| Gross Area | 3,335 sqft |
| 1st Floor Area | 1,588 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,249 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5229 OAK TERRACE DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32839-2079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LEGACY 62/76 LOT 130 |
| Legal Range | 29E |
| Legal Township | 23S |
| Legal Section | 14 |
| Legal Subdivision | LEGACY |
| Legal Tract | 4989 |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 14301 |
5229 Oak Ter Dr is owned and occupied by an individual who bought it in April 2018.
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5229 OAK TERRACE DR, ORLANDO, FL 32839-2079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MTG FIRM |
| Apr 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2018 · Amount on File |
| Deed Sale | Apr 25, 2018 · Amount on File |
| Prior Sale | Apr 22, 2008 · Amount on File |
| Deed Document Number | 2018244996 |
| Prior Transfer Date | Jul 30, 2015 |
| Prior Transfer Doc | 0000428123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5229 OAK TERRACE DR, EDGEWOOD, FL 32839-2079 |
| Document Number | 0000048017 |
| Instrument Date | Jan 20, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 5229 OAK TERRACE DR ORLANDO FL 328392079, ORLANDO, FL 32839-2079 |
| Document Number | 0000048017 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 48017 |
| Name | THE MTG FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 25, 2018 |
| Property Address | 5229 OAK TERRACE DR, EDGEWOOD, FL 32839-2079 |
| Document Number | 0000244996 |
| Map Reference | MB 62 PG 76 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 20180244996 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,576.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5229 OAK TERRACE DR, 5229, ORLANDO, FL 32839-2079 |
| Name | Verified Name |
|---|---|
| Address | 5229 OAK TERRACE DR, ORLANDO, FL 32839-2079 |
| Document Number | 0000244997 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 20180244997 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 5229 Oak Ter Dr was $6,027, up 3.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Edgewood City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,770 (+2.7%) | $492,070 (-1.15%) Land $130,000 Building $362,070 | |
| 2025 | $6,027.00 (+3.26%) Homeowner's exemption | $368,812 | $497,780 Land $130,000 Building $367,780 |
| 2024 | $5,837.00 (+3.53%) | ||
| 2023 | $5,638.00 (+3.22%) Homeowner's exemption | $347,979 (+3%) | $454,225 (+12.82%) Land $130,000 Building $324,225 |
| 2022 | $5,462.00 Homeowner's exemption | $337,844 | $402,606 Land $130,000 Building $272,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5229 Oak Ter Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5229 Oak Ter Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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