5229 E Baker Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5229 E Baker Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,674 sqft · built 2011
Lot Size	0.291 acres (12,671 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2014)
Tax Bill	$4,594 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`211-89-596`

Property Details

APN / Parcel Number

Primary APN	`211-89-596`
Alternative APN	`211895965`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,674 sqft Living Area
Gross Area	3,944 sqft
1st Floor Area	2,817 sqft
2nd Floor Area	857 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	12,671 sqft (0.291 acres)
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	595 sqft
Porch	Covered Slab
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	5229 E BAKER DR
City	CAVE CREEK
State	AZ
Zip	85331-2458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	MONTE VISTA MCR 938-06
Legal Subdivision	MONTE VISTA
Legal Lot Number	276
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1046
Census Tract	613000

Owner

5229 E Baker Dr is owned and occupied by two individuals who bought it in May 2014.

Source: Maricopa County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5229 E BAKER DR, CAVE CREEK, AZ 85331-2458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Aug 1, 2017	Loan Modification, Mortgage JOHNSON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2014 · Amount on File
Deed Sale	May 1, 2014 · Amount on File
Prior Sale	Dec 17, 2010 · Amount on File
Deed Document Number	2014284854
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5229 E BAKER DR, CAVE CREEK, AZ 85331-2458
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 29232, PHOENIX, AZ 85038-9232

Mortgage

Document Number	0000655575
Date	Nov 13, 2025
Instrument	20250655575

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5229 E BAKER DR, CAVE CREEK, AZ 85331-2458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064171
Date	Jan 20, 2021
Instrument	20210064171

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5229 E BAKER DR, CAVE CREEK, AZ 85331-2458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000546212
Date	Jun 22, 2020
Instrument	20200546212

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	5229 E BAKER DR, CAVE CREEK, AZ 85331-2458
Document Number	0000661504
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5229 E BAKER DR CAVE CREEK AZ 853312458, CAVE CREEK, AZ 85331-2458

Mortgage

Document Number	0000661504
Date	Sep 7, 2017
Instrument	661504

Lender

Name	JOHNSON BK
Type	Bank
Address	RACINE, WI 53406

Agreement

Amount	Amount on Record
Term	324 Months
Due	Sep 6, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 5229 E Baker Dr was $4,594.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,980 (+53.4%)	$1,189,800 (+15.29%) Land $237,900 Building $951,900
2025	$4,594.00	$77,561 (-27.77%)	$1,032,000 (-3.89%) Land $206,400 Building $825,600
2024		$107,380	$1,073,800 Land $214,700 Building $859,100
2023	$4,283.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5229 E Baker Dr in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2007–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5229 E Baker Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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