5228 S Citrus Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 5228 S Citrus Ln, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,308 sqft · built 2003
Lot Size	0.122 acres (5,300 sqft)
Owner	Individual Name on Record
Last Sale	$145,477 (Jul 2003)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-69-880`

Property Details

APN / Parcel Number

Primary APN	`304-69-880`
Alternative APN	`304698801`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,504 sqft
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,300 sqft (0.122 acres)
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5228 S CITRUS LN
City	GILBERT
State	AZ
Zip	85298-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	TRILOGY UNIT 4 MCR 568-02
Legal Range	6E
Legal Township	2S
Legal Section	13
Legal Subdivision	TRILOGY UNIT 4
Legal Lot Number	779
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1002
Census Tract	816301

Owner

Source: Maricopa County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5228 S CITRUS LN, GILBERT, AZ 85298-5310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage ENNKAR INC
Dec 21, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 21, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2003 · Amount on Record
Deed Sale	Jul 30, 2003 · Amount on Record
Deed Document Number	20031018600
Last Transfer Date	Feb 16, 2022
Transfer Doc	0000145574
Record Updated	Sep 20, 2026

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MARICOPA AZ
Recording Date	Feb 16, 2022
Property Address	5228 S CITRUS LN, GILBERT, AZ 85298-5310
Document Number	0000145574
Map Reference	MB 568 PG 2
Instrument Date	Feb 7, 2022
Instrument	20220145574
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5228 S CITRUS LN, GILBERT, AZ 85298-5310

Mortgage

Document Number	0000145575
Date	Feb 16, 2022
Instrument	20220145575

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	881 Months
Due	Jul 26, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.56%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	13.5%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5228 S CITRUS LN, GILBERT, AZ 85298-5310
Document Number	0000002653
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5228 S CITRUS LN GILBERT AZ 852985310, GILBERT, AZ 85298-5310

Mortgage

Document Number	0000002653
Date	Jan 3, 2019
Instrument	2653

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jan 2, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.72%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5228 S CITRUS LN, GILBERT, AZ 85298-5310
Document Number	0000002652
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5228 S CITRUS LN GILBERT AZ 852985310, GILBERT, AZ 85298-5310

Mortgage

Document Number	0000002652
Date	Jan 3, 2019
Instrument	2652

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jan 2, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.72%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,200 (+2.78%)	$142,000 (-) Land $28,400 Building $113,600
2025	$1,008.00 (-15.51%)	$13,816 (-2.7%)	$142,000 (-) Land $28,400 Building $113,600
2024		$14,200	$142,000 Land $28,400 Building $113,600
2023	$1,193.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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