5228 Emory Cir, Jacksonville, FL 32207 Property Records

Duval County property record for 5228 Emory Cir, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,299 sqft · built 1947
Lot Size	0.195 acres (8,473 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Nov 2012)
Tax Bill	$4,180 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146348-0000`

Property Details

APN / Parcel Number

Primary APN	`146348-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,299 sqft Living Area
Gross Area	1,397 sqft
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,473 sqft (0.195 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	241 sqft
Deck Area	Deck Area
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5228 EMORY CIR
City	JACKSONVILLE
State	FL
Zip	32207-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	19-45 06-3S-27E LAKEWOOD UNIT NO 1A LOT 11 BLK 2
Legal Range	27E
Legal Township	03S
Legal Section	06
Legal Subdivision	LAKEWOOD UNIT 01A R/P BK2
Legal Block	2
Legal Lot Number	11
Legal Unit	1A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2016
Census Tract	16400

Owner

5228 Emory Cir is owned and occupied by an individual who bought it in November 2012.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	5228 EMORY CIR, JACKSONVILLE, FL 32207-7737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2012 · Amount on File
Deed Sale	Nov 14, 2012 · Amount on File
Prior Sale	Sep 26, 2012
Deed Document Number	2012256285
Deed Book / Page	16143 / 1952
Prior Transfer Date	Sep 21, 2012
Prior Transfer Doc	0000209865
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	5228 EMORY CIR, JACKSONVILLE, FL 32207-7737
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199461538
Date	Oct 7, 2021
Book Page	19946/1538
Instrument	2021262760

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 15, 2019
Property Address	5228 EMORY CIR, JACKSONVILLE, FL 32207-7737
Document Number	0190042484
Book / Page	19004 / 2484
Map Reference	MB 19 PG 45
Instrument Date	Sep 27, 2019
Instrument	2019263867
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4929 SKYWAY DR, 4929, JACKSONVILLE, FL 32246-0029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5228 EMORY CIR, JACKSONVILLE, FL 32207-7737

Mortgage

Document Number	0190042486
Date	Nov 15, 2019
Instrument	19004/2486

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5228 Emory Cir was $4,180, up 6.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,335 (+7.18%) Land $104,719 Building $124,616	$229,335 (+7.18%) Land $104,719 Building $124,616
2025	$4,180.00 (+6.44%)	$213,967 Land $90,675 Building $123,292	$213,967 Land $90,675 Building $123,292
2024	$3,927.00 (+5.14%)
2023	$3,735.00 (+12.7%)	$199,604 (+3.02%) Land $83,700 Building $115,904	$199,604 (+3.02%) Land $83,700 Building $115,904
2022	$3,314.00	$193,747 Land $83,700 Building $110,047	$193,747 Land $83,700 Building $110,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5228 Emory Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (1979–2021)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5228 Emory Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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