5228 Downey Ave, Independence, MO 64055 Property Records

Jackson County property record for 5228 Downey Ave, Independence, MO 64055 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,288 sqft · built 1987
Lot Size	0.038 acres (1,673 sqft)
Owner	Individual Name on File
Tax Bill	$2,489 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-920-07-95`

Property Details

APN / Parcel Number

Primary APN	`34-920-07-95`
Alternative APNs	`34-920-07-95-00-0-00-000` `34920079500000001` `889515`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,281 sqft
Basement Area	1,281 sqft
Flooring	Carpet

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,673 sqft (0.038 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	889515
Street Address	5228 DOWNEY AVE
City	INDEPENDENCE
State	MO
Zip	64055-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS PATIO HOMES 1ST PLAT UNIT 5
Legal Subdivision	COUNTRY MEADOWS PATIO HOMES 1ST PLAT
Legal Block	1
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1002
Census Tract	14504

Owner

Source: Jackson County records · APN 34-920-07-95

Assessment roll updated September 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5228 DOWNEY AVE, INDEPENDENCE, MO 64055-6344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 28, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 05, 2019	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2019
Deed Sale	Aug 05, 2019
Prior Sale	Dec 18, 2014
Deed Document Number	2019E60607
Last Transfer Date	May 28, 2026
Transfer Doc	0000039522
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	5228 DOWNEY AVE, INDEPENDENCE, MO 64055-6344
Transaction Type	Mortgage
Record Updated	Jun 17, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5228 DOWNEY AVE, INDEPENDENCE, MO 64055-6344

Mortgage

Document Number	00E0033191
Date	Apr 07, 2022
Instrument	2022E0033191

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JACKSON MO
Recording Date	May 28, 2026
Property Address	5228 DOWNEY AVE, INDEPENDENCE, MO 64055-6344
Document Number	0000039522
Instrument Date	May 28, 2026
Instrument	202639522
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5228 DOWNEY AVE, INDEPENDENCE, MO 64055-6344

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 05, 2019
Property Address	5228 DOWNEY AVE, INDEPENDENCE, MO 64055-6344
Document Number	0000E60607
Instrument Date	Jul 30, 2019
Instrument	60607E
Transaction Type	Transfer
Record Updated	Sep 02, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5228 DOWNEY AVE INDEPENDENCE MO 640556344, INDEPENDENCE, MO 64055-6344

Mortgage

Document Number	E61403
Date	Aug 05, 2019
Instrument	61403E

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 04, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,489.00 (+0.08%)	$41,290 (+14.99%) Land $5,274 Building $36,016	$217,320 (+15%)
2024	$2,487.00 (+2.3%)
2023	$2,431.00	$35,906 Land $4,459 Building $31,447	$188,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950145041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 415 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Google Fiber, AT&T, Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Downey Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures