5228 Creekside Loop, Hoover (Birmingham), AL 35244 Property Records

Jefferson County property record for 5228 Creekside Loop, Hoover, AL 35244

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,504 sqft · built 2007
Owner	2 Individual Names on File
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`39-00-33-3-000-099.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-33-3-000-099.000`
Alternative APNs	`39333000099000RR00` `77844`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	3,278 sqft
1st Floor Area	2,085 sqft
Upper Floors Area	419 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Dimensions	113 ft deep x 59.1 ft wide
Garage Type	Attached
Garage Area	541 sqft
Porch	Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	77844
Old Parcel Number	39333000099000RR00
Street Address	5228 CREEKSIDE LOOP
City	HOOVER
State	AL
Zip	35244-3982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 CREEKSIDE PHASE I 40/90 & 90-A
Legal Range	03W
Legal Township	19S
Legal Section	33
Legal Quarter	SW
Legal Subdivision	CREEKSIDE PHASE I
Legal Phase	1
Legal Lot Number	50
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	3
Census Block	3023
Census Tract	14410

Owner

Source: Jefferson County records · APN 39-00-33-3-000-099.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5228 CREEKSIDE LOOP, HOOVER, AL 35244-3982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	5228 CREEKSIDE LOOP, HOOVER, AL 35244-3982
Document Number	0000029998
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5228 CREEKSIDE LOOP HOOVER AL 352443982, HOOVER, AL 35244-3982

Mortgage

Document Number	0000029998
Date	Mar 27, 2017
Instrument	29998

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 26, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,188.00 Senior Citizen's exemption	$35,800 (-)	$475,400 (+8%) Land $172,800 Building $302,600
2023		$35,800 Land $13,012 Building $22,788	$440,200 Land $160,000 Building $280,200
2022	$2,188.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (01073C), updated March 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010730144103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 217 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.