5228 Bishop Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 5228 Bishop Rd, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 2022
Lot Size0.332 acres (14,505 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Nov 2022)
Tax Bill$1,435 (2024)
Deeds & MortgagesNov 2022 Sale & Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-1N-28-0000-00939-0000

Property Details

APN / Parcel Number

Primary APN05-1N-28-0000-00939-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Heated Area
1st Floor Area1,120 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area14,505 sqft (0.332 acres)
Lot Dimensions1,530 ft deep x 950 ft wide
PorchOpen Porch
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number051N280000009390000
Street Address5228 BISHOP RD
CityMILTON
StateFL
Zip32570-4000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*DESCRIPTION UPDATE FOR 2023* PARCEL 3: COM AT NW4 OF SEC 5-1N-28W, TH ELY ALNG N BOUND OF SEC 5 660 FT, TH S02*50'28W
Legal Range28W
Legal Township01N
Legal Section05
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group2
Census Block2008
Census Tract10503

Owner

5228 Bishop Rd is owned and occupied by an individual who bought it in November 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Mailing Address5228 BISHOP RD, MILTON, FL 32570-4000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Warranty Deed, Subdivision Related Transfer · VA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Mar 23, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
LARRY SUTTON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2022 · Amount on File
Deed SaleNov 22, 2022 · Amount on File
Prior SaleMar 23, 2022 · Amount on File
Deed Document Number0043461575
Deed Book / Page4346 / 1575
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 22, 2022
Property Address5228 BISHOP RD, MILTON, FL 32570-4000
Document Number0043461575
Book / Page4346 / 1575
Instrument DateNov 22, 2022
Instrument202264929
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5228 BISHOP RD, MILTON, FL 32570-4000

Mortgage

Document Number0043461578
DateNov 22, 2022
Instrument4346/1578
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 23, 2022
Property Address5228 BISHOP RD, MILTON, FL 32570-4000
Document Number0042611130
Book / Page4261 / 1130
Instrument DateMar 18, 2022
Instrument202217065
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$518.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5341 BISHOP RD, MILTON, FL 32570-4026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4360 CAMEO DR, PACE, FL 32571-2501
InvestorPossibly a Property Investor

Mortgage

Document Number0202217066
DateMar 23, 2022
Instrument202217066
Lender
NameLARRY SUTTON
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term12 Months
DueMar 18, 2023

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,435.00 (-23.22%) Homeowner's exemption$154,668 (+1.64%) Land $15,200 Building $139,468$154,668 (+1.64%) Land $15,200 Building $139,468
2023$1,869.00 (+1,244.6%)$152,178 (+1,088.89%) Land $15,200 Building $136,978$152,178 (+1,088.89%) Land $15,200 Building $136,978
2022$139.00$12,800$12,800 Land $12,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5228 Bishop Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims10 (1990–2020)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5228 Bishop Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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