5227 Gibbons Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 5227 Gibbons Dr, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 1.5 ba · 1,116 sqft · built 1972
Lot Size	0.029 acres (1,278 sqft)
Owner	Individual Name on Record
Last Sale	$307,500 (Jun 2025)
Tax Bill	$3,659 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Oct 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`258-0320-030-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0320-030-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,116 sqft Living Area
1st Floor Area	558 sqft
2nd Floor Area	558 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	1,278 sqft (0.029 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5227 GIBBONS DR
City	CARMICHAEL
State	CA
Zip	95608-2123
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-2-A (PD)
Legal Description	OAK KNOLL TOWNHOMES 01, LOT 89
Legal Subdivision	OAK KNOLL TOWNHOMES 01
Legal Lot Number	89
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2008
Census Tract	7602

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5227 GIBBONS DR, CARMICHAEL, CA 95608-2123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 25, 2021	Intrafamily Transfer, Transfer
Mar 10, 2021	Grant Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 22, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Book / Page	20250630 / 935
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	0000000944
Record Updated	Sep 20, 2026

June 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2025
Property Address	5227 GIBBONS DR, CARMICHAEL, CA 95608-2123
Document Number	0000000935
Map Reference	MB 89 MAP 14
Instrument Date	Jun 25, 2025
Instrument	202506300935
Transaction Type	Transfer
Record Updated	Jul 15, 2025
Title Company	FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5227 GIBBONS DR, CARMICHAEL, CA 95608-2123

Mortgage

Document Number	0000000936
Date	Jun 30, 2025
Instrument	202506300936

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Mortgage

Document Number	0000000937
Date	Jun 30, 2025
Instrument	202506300937

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Aug 26, 2055

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 25, 2021
Property Address	5227 GIBBONS DR, CARMICHAEL, CA 95608-2123
Document Number	2021102500944
Map Reference	MB 89 MAP 14
Instrument Date	Oct 25, 2021
Instrument	2021102500944
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5227 GIBBONS DR, CARMICHAEL, CA 95608-2123

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 10, 2021
Property Address	5227 GIBBONS DR, CARMICHAEL, CA 95608-2123
Document Number	0000001337
Map Reference	MB 89 MAP 14
Instrument Date	Mar 8, 2021
Instrument	202103101337
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5227 GIBBONS DR, CARMICHAEL, CA 95608-2123

Mortgage

Document Number	0000001338
Date	Mar 10, 2021
Instrument	202103101338

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5227 GIBBONS DR, CARMICHAEL, CA 95608-2123
Document Number	2010302211
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3936 HENDERSON WAY CARMICHAEL CA 956086624, CARMICHAEL, CA 95608-6624

Mortgage

Document Number	2010302211
Date	Oct 30, 2020
Instrument	2010302211

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 22, 2018
Property Address	5227 GIBBONS DR, CARMICHAEL, CA 95608-2123
Document Number	1802220080
Instrument Date	Jan 16, 2018
Instrument	1802220080
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	22680 MURIETTA RD SALINAS CA 939089698, SALINAS, CA 93908-9698

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$313,650 (+3.49%) Land $122,400 Building $191,250
2025	$3,659.00 (+0.97%)	$303,079 (+4.04%) Land $75,769 Building $227,310
2024	$3,624.00 (+2.6%)
2023	$3,532.00 (+0.54%)	$291,312 Land $72,828 Building $218,484
2022	$3,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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