5227 Edgemere Dr, Black Jack (Florissant), MO 63033 Property Records

St. Louis County property record for 5227 Edgemere Dr, Black Jack, MO 63033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1987
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Mar 2005)
Tax Bill	$2,876 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09G-64-1083`

Property Details

APN / Parcel Number

Primary APN	`09G-64-1083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	1,230 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	63 ft deep x 70 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5227 EDGEMERE DR
City	BLACK JACK
State	MO
Zip	63033-7736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	103R-3
Legal Description	RIDGEPARK PLAT 2 09G640565 7 22 86 LOT 80
Legal Subdivision	RIDGEPARK PLAT 2
Legal Lot Number	80
Jurisdiction	ST LOUIS MO
Township / Civil Division	FERGUSON
Census Block Group	4
Census Block	4027
Census Tract	210806

Owner

5227 Edgemere Dr is owned and occupied by two individuals who bought it in March 2005.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5227 EDGEMERE DR, BLACK JACK, MO 63033-7736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit VANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2005 · Amount on File
Deed Sale	Mar 16, 2005 · Amount on File
Deed Document Number	2005854
Deed Book / Page	16417 / 1653
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	5227 EDGEMERE DR, BLACK JACK, MO 63033-7736
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	REAL ADVANTAGE TITLE, REAL ADVANTAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5227 EDGEMERE DR, BLACK JACK, MO 63033-7736

Mortgage

Document Number	0250702658
Date	Aug 24, 2021
Book Page	25070/2658
Instrument	2021082400418

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	5227 EDGEMERE DR, BLACK JACK, MO 63033-7736
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5227 EDGEMERE DR, BLACK JACK, MO 63033-7736

Mortgage

Document Number	2024020900332
Date	Feb 9, 2024
Instrument	2024020900332

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 3, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5227 Edgemere Dr was $2,876, down 0.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Black Jack City
County	St. Louis County
Unified School District	Hazelwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,470 (-) Land $5,380 Building $32,090	$197,200 (-) Land $28,300 Building $168,900
2025	$2,876.00 (-0.62%)	$37,470 Land $5,380 Building $32,090	$197,200 Land $28,300 Building $168,900
2024	$2,894.00 (+0.21%)
2023	$2,888.00 (+18.17%)	$32,110 (+37.28%) Land $3,590 Building $28,520	$169,000 Land $18,900 Building $150,100
2022	$2,444.00	$23,390 Land $6,270 Building $17,120
2021			$123,100 Land $33,000 Building $90,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5227 Edgemere Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5227 Edgemere Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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