5226 S Montecito Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5226 S Montecito Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,923 sqft · built 2004
Lot Size	0.174 acres (7,591 sqft)
Owner	Trust Name on File
Last Sale	$811,000 (Nov 2004)
Tax Bill	$13,397 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`135-400-037-2`

Property Details

APN / Parcel Number

Primary APN	`135-400-037-2`
Alternative APN	`135-400-037`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,923 sqft Living Area
1st Floor Area	1,476 sqft
2nd Floor Area	1,447 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cluster
Lot Area	7,591 sqft (0.174 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5226 S MONTECITO DR
City	CONCORD
State	CA
Zip	94521-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8437 L174
Legal Subdivision	SUBDIVISION 8437
Legal Tract	8437
Legal Lot Number	174
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2009
Census Tract	355309

Owner

5226 S Montecito Dr is owner-occupied and held in a trust since January 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	5226 S MONTECITO DR, CONCORD, CA 94521-5502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2004 · Amount on File
Deed Sale	Nov 3, 2004 · Amount on File
Deed Document Number	2004421877
Last Transfer Date	Jan 18, 2018
Transfer Doc	0000017749
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5226 S MONTECITO DR, CONCORD, CA 94521-5502
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5226 S MONTECITO DR, CONCORD, CA 94521-5502

Mortgage

Document Number	0000151833
Date	May 21, 2021
Instrument	2021-151833

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 5, 2018
Property Address	5226 S MONTECITO DR, CONCORD, CA 94521-5502
Document Number	0000017749
Instrument Date	Jan 18, 2018
Instrument	17749
Transaction Type	Transfer
Record Updated	Feb 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5226 S MONTECITO DR CONCORD CA 945215502, CONCORD, CA 94521-5502

Tax Assessment & Valuation

The 2025 property tax bill for 5226 S Montecito Dr was $13,397 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,152,346 (+2%) Land $469,183 Building $683,163
2025	$13,397.00 Homeowner's exemption	$1,129,752 Land $459,984 Building $669,768
2023	$12,846.00 (+1.18%) Homeowner's exemption	$1,085,884 Land $442,123 Building $643,761
2022	$12,696.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5226 S Montecito Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5226 S Montecito Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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