5226 Locust St, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5226 Locust St, Cincinnati, OH 45238

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2025)
Tax Bill	$35 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0051-0017-00`

Property Details

APN / Parcel Number

Primary APN	`540-0051-0017-00`

Exterior

Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	121 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5226 LOCUST ST
City	CINCINNATI
State	OH
Zip	45238-4381
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOCUST AVE 25 X 121.33 IRR LOT 222 MONTEREY 1ST SUB
Legal Subdivision	MONTEREY 1ST SUB
Legal Lot Number	222
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	21401

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5226 LOCUST ST, CINCINNATI, OH 45238-4381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Jan 11, 2000 · Amount on Record
Deed Document Number	0000089298
Deed Book / Page	15543 / 1452
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 14, 2025
Property Address	5226 LOCUST ST, CINCINNATI, OH 45238-4381
Document Number	0000089298
Book / Page	15543 / 1452
Map Reference	MB 13 PG 2
Instrument Date	Nov 10, 2025
Instrument	2025-0089298
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337

Mortgage

Document Number	0000089299
Date	Nov 14, 2025
Instrument	2025-0089299

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35.00	$592 (-) Land $592
2024	$35.00	$592 (-) Land $592
2023	$35.00	$592 (+14.29%) Land $592	$1,690 (+14.19%) Land $1,690
2022	$35.00	$518 Land $518
2020			$1,480 Land $1,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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