5226 Chamberlain St, Spring Hill, FL 34609 Property Records

Hernando County property record for 5226 Chamberlain St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,809 sqft · built 2005
Lot Size	0.228 acres (9,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,800 (Jun 2006)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5182-1836-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5182-1836-0180`
Alternative APNs	`00842529` `842529`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	1,809 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,929 sqft (0.228 acres)
Lot Dimensions	111 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00842529
Street Address	5226 CHAMBERLAIN ST
City	SPRING HILL
State	FL
Zip	34609-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL-2ND REPLAT OF PORTIONS OF UNITS 18,19,20 BLK 1836 LOT 18
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18 REPL 2
Legal Block	1836
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1031
Census Tract	41005

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5226 CHAMBERLAIN ST, SPRING HILL, FL 34609-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2006 · Amount on Record
Deed Sale	Jun 2, 2006 · Amount on Record
Prior Sale	Jul 6, 2005 · Amount on Record
Deed Document Number	200646817
Deed Book / Page	2268 / 1032
Prior Transfer Date	May 16, 2006
Prior Transfer Doc	0022681032
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5226 CHAMBERLAIN ST, SPRING HILL, FL 34609-1503
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5226 CHAMBEELAIN STREET, SPRING HILL, FL 34609-1503

Mortgage

Document Number	0040440694
Date	Aug 23, 2021
Book Page	4044/694
Instrument	2021062891

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5226 CHAMBERLAIN ST, SPRING HILL, FL 34609-1503
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039760985
Date	Apr 5, 2021
Book Page	3976/985
Instrument	2021023378

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Oct 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5226 CHAMBERLAIN ST, SPRING HILL, FL 34609-1503
Document Number	0035611629
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5226 CHAMBERLAIN ST SPRING HILL FL 346091503, SPRING HILL, FL 34609-1503

Mortgage

Document Number	0035611629
Date	Mar 14, 2018
Book Page	003561/001629
Instrument	14949

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00 (+98.64%) Homeowner's exemption	$93,268 (+5.99%)	$255,464 (+3.86%) Land $37,234 Building $218,230
2023		$87,999 (+3%) Land $87,999
2022	$735.00 Homeowner's exemption	$85,436	$245,967 Land $28,794 Building $217,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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