5226 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5226 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,328 sqft · built 1981
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jul 2019)
Tax Bill	$4,224 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R40945`

Property Details

APN / Parcel Number

Primary APN	`R40945`
Alternative APN	`R8465800000000520000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,328 sqft Living Area
Gross Area	2,834 sqft
1st Floor Area	2,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5226 86TH ST
City	LUBBOCK
State	TX
Zip	79424-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS L 52
Legal Subdivision	THE MEADOWS
Legal Lot Number	52
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1007
Census Tract	10410

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5215 93RD ST, LUBBOCK, TX 79424-4319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Aug 31, 2021	Intrafamily Transfer, Transfer SERVICE TITLE
Jul 26, 2019	Vendor's Lien, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Sep 3, 2014 · Amount on Record
Deed Document Number	201928582
Last Transfer Date	Aug 27, 2021
Transfer Doc	0000045159
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5226 86TH ST, LUBBOCK, TX 79424-3502
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051389
Date	Nov 16, 2020
Instrument	2020051389

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUBBOCK TX
Recording Date	Aug 31, 2021
Property Address	5226 86TH ST, LUBBOCK, TX 79424-3502
Document Number	0000045159
Map Reference	VOL 1580 PG 395
Instrument Date	Aug 27, 2021
Instrument	2021045159
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5215 93RD ST, LUBBOCK, TX 79424-4319

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 26, 2019
Property Address	5226 86TH ST, LUBBOCK, TX 79424-3502
Document Number	0000028582
Map Reference	VOL 1580 PG 395
Instrument Date	Jul 25, 2019
Instrument	2019028582
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5226 86TH ST, LUBBOCK, TX 79424-3502

Mortgage

Document Number	0000028583
Date	Jul 26, 2019
Instrument	2019028583

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,224.00 (-8.21%) Homeowner's exemption	$307,375 (+11.41%) Land $22,500 Building $284,875	$307,375 (+11.41%) Land $22,500 Building $284,875
2024	$4,602.00 (+9.47%)
2023	$4,204.00 (-12.03%) Homeowner's exemption	$275,906 Land $22,500 Building $253,406	$275,906 Land $22,500 Building $253,406
2022	$4,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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