Ottawa County property record for 5225 Ruby Rdg, Holland, MI 49424 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,394 sqft Living Area |
| Lot Size | 87,076 sqft (1.99 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2019) |
| Tax Bill | $4,615.00 (2025) |
| Primary APN | 70-11-34-300-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,394 sqft Living Area |
| 1st Floor | 1,394 sqft 1st Floor |
| Basement Area | 1,394 sqft Basement |
| Unfinished Basement | 1,394 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 87,076 sqft (1.99 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,184 sqft Garage |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 5225 RUBY RDG |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49424-7749 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART OF W 1/2 OF SW 1/4 BEING 16 RDS E & W BY 20 RDS N & S IN NW COR SEC 34 T6N R16W 2 A |
| Legal Range | 16W |
| Legal Township | 06N |
| Legal Section | 34 |
| Legal Block | 300 |
| Jurisdiction | OTTAWA MI |
| Minor Civil Division | PORT SHELDON |
| Census Blockgroup | 1 |
| Census Block | 1057 |
| Census Tract | 22002 |
Source: Ottawa County records · APN 70-11-34-300-001
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5225 RUBY RDG, HOLLAND, MI 49424-7749 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Jan 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Nov 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Oct 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF MICHIGAN |
| Jan 02, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 11, 2019 · Amount on Record |
| Deed Sale | Nov 11, 2019 · Amount on Record |
| Prior Sale | Oct 19, 2018 · Amount on Record |
| Deed Doc Number | 201941819 |
| Prior Transfer Date | Jul 22, 2009 |
| Prior Transfer Doc | 20090031395 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 5225 RUBY RDG, HOLLAND, MI 49424-7749 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Title Company | PREMIER LAKESHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 5225 RUBY RDG, HOLLAND, MI 49424-7749 |
| Document Number | 20220012384 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 2022-0012384 |
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 5225 RUBY RDG, HOLLAND, MI 49424-7749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20170018353 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017-0018353 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 5225 RUBY RDG, HOLLAND, MI 49424-7749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200037196 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-0037196 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 5225 RUBY RDG, HOLLAND, MI 49424-7749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200002454 |
|---|---|
| Date | Jan 20, 2020 |
| Instrument | 2020-0002454 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Nov 11, 2019 |
| Property Address | 5225 RUBY RDG, HOLLAND, MI 49424-7749 |
| Document Number | 20190041819 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 2019-0041819 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,526.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5225 RUBY RDG, 5225, HOLLAND, MI 49424-7749 |
| Name | Verified Name |
|---|---|
| Address | 5225 RUBY RDG, HOLLAND, MI 49424-7749 |
| Document Number | 20190041820 |
|---|---|
| Date | Nov 11, 2019 |
| Instrument | 2019-0041820 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 19, 2018 |
| Property Address | 5225 RUBY RDG, HOLLAND, MI 49424-7749 |
| Document Number | 20180037693 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 2018-0037693 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,268.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5225 RUBY RDG, 5225, HOLLAND, MI 49424-7749 |
| Name | Verified Name |
|---|---|
| Address | 7575 W 650 SPLEASANT LAKE, PLEASANT LAKE, IN 46779 |
| Document Number | 20180037694 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 2018-0037694 |
| Name | UNITED BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 5225 RUBY RDG, HOLLAND, MI 49424-7749 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2018-0000068 |
|---|---|
| Date | Jan 02, 2018 |
| Instrument | 2018-0000068 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 06, 2047 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Port Sheldon Township |
| Unified School District | West Ottawa Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,100 (+3.02%) | $478,200 (+3.02%) | |
| 2025 | $4,615.00 (+12.59%) Homeowner's exemption | $232,100 (+28.02%) | $464,200 (+28.02%) |
| 2023 | $181,300 | $362,600 | |
| 2022 | $4,099.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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