5225 K C Durham Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5225 K C Durham Rd, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,048 sqft · built 2013
Lot Size	3.72 acres (162,043 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,170 (2025)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-26-31-4950-0001-0630`

Property Details

APN / Parcel Number

Primary APN	`05-26-31-4950-0001-0630`
Alternative APNs	`263105495000010630` `96037`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,048 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	2,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	162,043 sqft (3.72 acres)
Garage Type	Carport
Garage Area	1,800 sqft
Carport	Carport
Carport Area	1,800 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	300 sqft
Porch	Finished/Open Porch
Porch Area	192 sqft
Patio Area	745 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5225 K C DURHAM RD
City	SAINT CLOUD
State	FL
Zip	34771-9278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 22 LOT 63 LESS N 208.71 FT OF W 191.21 FT
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	1
Legal Lot Number	63
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3030
Census Tract	43700

Owner

Source: Osceola County records · APN 05-26-31-4950-0001-0630

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5225 K C DURHAM RD, SAINT CLOUD, FL 34771-9278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 14, 2019
Transfer Doc	0056240392
Record Updated	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 15, 2019
Property Address	5225 K C DURHAM RD, SAINT CLOUD, FL 34771-9278
Document Number	0056240392
Book / Page	005624 / 000392
Instrument Date	Nov 14, 2019
Instrument	148810
Transaction Type	Transfer
Record Updated	Dec 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5225 K C DURHAM RD ST CLOUD FL 347719278, ST CLOUD, FL 34771-9278

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,170.00 (+5.04%) Homeowner's exemption	$290,407 (+23.12%)	$397,800 (+19.07%) Land $111,600 Building $286,200
2024	$3,970.00 (+18.33%)
2023	$3,355.00 (+4.32%) Homeowner's exemption	$235,878 (+3%)	$334,100 (+11.29%) Land $89,300 Building $244,800
2022	$3,216.00 Homeowner's exemption	$229,008	$300,200 Land $89,300 Building $210,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 70 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	About 1 in 305 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, AT&T, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.