5225 Ensenada Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5225 Ensenada Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,698 sqft · built 1918
Lot Size	0.437 acres (19,040 sqft)
Owner	Company Name on File
Last Sale	$455,000 (Dec 2016)
Tax Bill	$5,951 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Loan Modification + 2 more
Flood Zone	Zone X (moderate risk)
APN	`028-211-006`

Property Details

APN / Parcel Number

Primary APN	`028-211-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Wood
Lot Area	19,040 sqft (0.437 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5225 ENSENADA AVE
City	ATASCADERO
State	CA
Zip	93422-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSFY
Legal Description	CY ATAS ATAS PK LT 12
Legal Subdivision	ATASCADERO PARK
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2016
Census Tract	12502

Owner

5225 Ensenada Ave is owned by a company that acquired it in May 2017 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	5225 ENSENADA AVE, ATASCADERO, CA 93422-4327
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Aug 30, 2018	Loan Modification, Mortgage · Conventional Mortgage COASTHILLS CU
May 8, 2018	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Jun 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2016 · Amount on File
Deed Sale	Dec 7, 2016 · Amount on File
Deed Document Number	201664395
Last Transfer Date	May 30, 2017
Transfer Doc	0000024972
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5225 ENSENADA AVE, ATASCADERO, CA 93422-4327
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5225 ENSENADA AVE, ATASCADERO, CA 93422-4327

Mortgage

Document Number	0000043297
Date	Jun 16, 2021
Instrument	2021043297

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5225 ENSENADA AVE, ATASCADERO, CA 93422-4327
Document Number	0000036816
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5225 ENSENADA AVE ATASCADERO CA 934224327, ATASCADERO, CA 93422-4327

Mortgage

Document Number	0000036816
Date	Sep 5, 2018
Instrument	36816

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5225 ENSENADA AVE, ATASCADERO, CA 93422-4327
Document Number	0000019391
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5225 ENSENADA AVE ATASCADERO CA 934224327, ATASCADERO, CA 93422-4327

Mortgage

Document Number	0000019391
Date	May 14, 2018
Instrument	19391

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	May 13, 2025

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 7, 2017
Property Address	5225 ENSENADA AVE, ATASCADERO, CA 93422-4327
Document Number	0000024972
Instrument Date	May 30, 2017
Instrument	24972
Transaction Type	Transfer
Record Updated	Jul 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5225 ENSENADA AVE ATASCADERO CA 934224327, ATASCADERO, CA 93422-4327

Tax Assessment & Valuation

The 2025 property tax bill for 5225 Ensenada Ave was $5,951 with a homeowner's exemption, up 4.9% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$538,620 (+2%) Land $207,160 Building $331,460
2025	$5,951.00 (+4.86%) Homeowner's exemption	$528,060 Land $203,099 Building $324,961
2024	$5,675.00 (+0.09%)
2023	$5,670.00 (+1.27%) Homeowner's exemption	$507,557 Land $195,213 Building $312,344
2022	$5,599.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5225 Ensenada Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5225 Ensenada Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

Nearby Properties on Ensenada Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures