5225 E Bay Dr, Clearwater, FL 33764 Property Records

Pinellas County property record for 5225 E Bay Dr, Clearwater, FL 33764

Property Summary

Property Type	Fast Food Restaurant
Details	3 ba · 2,272 sqft · built 2007
Lot Size	0.775 acres (33,772 sqft)
Owner	Company Name on Record
Last Sale	$2,500,000 (Nov 2022)
Tax Bill	$20,411 (2025)
Deeds & Mortgages	Nov 2022 Sale Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-001-028-4075-8`

Property Details

APN / Parcel Number

Primary APN	`C62-001-028-4075-8`
Alternative APNs	`31-29-16-27943-001-0010` `291631279430010010` `312916703444000201` `R451011`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,272 sqft Gross Area
1st Floor Area	2,184 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gambrel
Roof Material	Metal
Lot Area	33,772 sqft (0.775 acres)
Lot Dimensions	249 ft deep x 135 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	24 sqft
Shed	1 Shed
Shed Area	170 sqft
Canopy	88 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Central

Location & Zoning

Account Number	R451011
Street Address	5225 E BAY DR
City	CLEARWATER
State	FL
Zip	33764-6885
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	5225 EAST BAY DRIVE BLK 1, LOT 1
Legal Range	16E
Legal Township	29S
Legal Section	31
Legal Subdivision	5225 EAST BAY DRIVE
Legal Tract	27943
Legal Block	1
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1002
Census Tract	25415

Owner

Source: Pinellas County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	861 N HERCULES AVE, CLEARWATER, FL 33765-2025
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage BMO HARRIS BANK NA
Oct 1, 2018	Special Warranty Deed, Transfer · Commercial Mortgage ACADEMY BANK NA
Jan 5, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	2022337692
Deed Book / Page	22270 / 1120
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 22, 2022
Property Address	5225 E BAY DR, CLEARWATER, FL 33764-6885
Document Number	0222701120
Book / Page	22270 / 1120
Map Reference	MB 136 PG 13&14
Instrument Date	Nov 3, 2022
Instrument	2022337692
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$17,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2036 BANTRY DR, KELLER, TX 76262-9001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 N HERCULES AVE, CLEARWATER, FL 33765-2025

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5225 E BAY DR, CLEARWATER, FL 33764-6885
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195052158
Date	Feb 2, 2017
Book Page	19505/2158
Instrument	2017036263

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	IRVINE, CA 92618

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 1, 2018
Property Address	5225 E BAY DR, CLEARWATER, FL 33764-6885
Document Number	0202392558
Book / Page	20239 / 2558
Map Reference	MB 136 PG 13&14
Instrument Date	Sep 24, 2018
Instrument	2018314643
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,861.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	234 SEVEN FARMS DR # DR215, 234, DANIEL ISLAND, SC 29492-8107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2036 BANTRY DR, KELLER, TX 76262-9001

Mortgage

Document Number	2018314645
Date	Oct 1, 2018
Instrument	2018314645

Lender

Name	ACADEMY BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 5, 2017
Property Address	5225 E BAY DR, CLEARWATER, FL 33764-6885
Document Number	0194740920
Book / Page	019474 / 000920
Instrument Date	Dec 23, 2016
Instrument	5522
Transaction Type	Transfer
Record Updated	Jan 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,848.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 WHARFSIDE ST #2-0 CHARLESTON SC 294011652, 2-0, CHARLESTON, SC 29401-1652

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,411.00 (+2.66%)	$1,075,000 (+5.39%) Land $560,447 Building $514,553	$1,075,000 (+5.39%) Land $560,447 Building $514,553
2024	$19,883.00 (+3.08%)
2023	$19,289.00 (+24.39%)	$1,020,000 (+25.15%)	$1,020,000 (+25.15%) Land $546,137 Building $473,863
2022	$15,507.00	$815,000	$815,000 Land $431,571 Building $383,429

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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