Osceola County property record for 5225 Chickadee St, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,341 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2026) |
| Tax Bill | $5,903.00 (2025) |
| Primary APN | 08-26-31-3973-0001-0870 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,341 sqft Living Area |
| Gross Area | 1,933 sqft Gross Area |
| 1st Floor | 1,341 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached Garage |
| Garage Area | 418 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 300 sqft Pool |
| Deck Area | 1,000 sqft Deck |
| Patio Area | 312 sqft Patio |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5225 CHICKADEE ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8417 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LIVE OAK LAKE PH 1 PB 27 PGS 55-59 LOT 87 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | LIVE OAK LAKE PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 87 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43301 |
Source: Osceola County records · APN 08-26-31-3973-0001-0870
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5225 CHICKADEE ST, SAINT CLOUD, FL 34771-8417 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 03, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage M & T BANK |
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Apr 23, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 23, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 17, 2020 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Aug 17, 2020 · Amount on Record |
| Deed Doc Number | 202653940 |
| Deed Book / Page | 6960 / 486 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5225 CHICKADEE ST, SAINT CLOUD, FL 34771-8417 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5225 CHICKADLE ST, SAINT CLOUD, FL 34771-8417 |
| Document Number | 0066280521 |
|---|---|
| Date | Jul 03, 2024 |
| Book Page | 6628/521 |
| Instrument | 2024087638 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5225 CHICKADEE ST, SAINT CLOUD, FL 34771-8417 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5225 CHICKADEE ST, SAINT CLOUD, FL 34771-8417 |
| Investor | Possibly a Property Investor |
| Document Number | 0062400256 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 6240/256 |
| Instrument | 2022099289 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 5225 CHICKADEE ST, SAINT CLOUD, FL 34771-8417 |
| Document Number | 0000053940 |
| Book / Page | 6960 / 486 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.53940 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2026 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GUARANTEE AGEN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5225 CHICKADEE ST, SAINT CLOUD, FL 34771-8417 |
| Document Number | 0000053941, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026..53941 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 5225 CHICKADEE ST, SAINT CLOUD, FL 34771-8417 |
| Document Number | 0069600486 |
| Book / Page | 6960 / 486 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202653940 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | FLORIDA TITLE AND GUARANTEE, FLORIDA TITLE & GUARANTEE AGEN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5225 CHICKADEE ST, SAINT CLOUD, FL 34771-8417 |
| Document Number | 0000053941, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202653941 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 17, 2020 |
| Property Address | 5225 CHICKADEE ST, SAINT CLOUD, FL 34771-8417 |
| Document Number | 0057742607 |
| Book / Page | 5774 / 2607 |
| Map Reference | MB 27 PG 55-59 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2020107677 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,984.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 5225 CHICKADEE ST, SAINT CLOUD, FL 34771-8417 |
| Document Number | 0057742609 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 5774/2609 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,903.00 (+25.36%) | $329,600 (+25.81%) Land $82,500 Building $247,100 | $329,600 (+3.42%) Land $82,500 Building $247,100 |
| 2024 | $4,709.00 (+26.62%) | ||
| 2023 | $3,719.00 (+18.78%) Homeowner's exemption | $261,975 (+17.48%) | $318,700 (+18.08%) Land $71,500 Building $247,200 |
| 2022 | $3,131.00 Homeowner's exemption | $222,995 | $269,900 Land $66,000 Building $203,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 549 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures