5225 Canal St, Milton, FL 32570 Property Records

Santa Rosa County property record for 5225 Canal St, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,428 sqft · built 1956
Lot Size	0.479 acres (20,865 sqft)
Owner	Individual Name on Record
Last Sale	$49,800 (Feb 2007)
Tax Bill	$1,231 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`03-1N-28-2530-07400-0020`

Property Details

APN / Parcel Number

Primary APN	`03-1N-28-2530-07400-0020`
Alternative APN	`N281032530074000020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,428 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	2,428 sqft
Utility Area	360 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,865 sqft (0.479 acres)
Lot Dimensions	125 ft deep x 167 ft wide
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5225 CANAL ST
City	MILTON
State	FL
Zip	32570-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC1
Legal Description	TOWN OF MILTON PORTION OF BLK 74: BEG AT NE CORNER OF LOT 2 BLK 74 THN WLY ALONG BERRY HILL ST 205.5 FT THN SLY 150 FT 8 INCHES THN WLY 167 FT THN SLY 63 FT+/- THN E 165 FT THN N 18 FT 3 INCHES THN E 19 FT 3 INCHES THN NLY 90 FT THN ELY 180 FT TO CAN
Legal Range	28W
Legal Township	1N
Legal Section	03
Legal Subdivision	TOWN OF MILTON
Legal Block	74
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1049
Census Tract	10602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Milton Historic District (Additional Documentation) listed 1987 · 116 contributing resources · NRIS 87001944

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7797 RIVER RD, MILTON, FL 32583-7923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit PEN AIR CREDIT UNION
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 4, 2019	Quit Claim Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2007 · Amount on Record
Deed Sale	Feb 9, 2007 · Amount on Record
Deed Document Number	20076599
Deed Book / Page	2698 / 1853
Prior Transfer Date	Feb 5, 2007
Prior Transfer Doc	0026981853
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5225 CANAL ST, MILTON, FL 32570-2254
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5225 CANAL ST, MILTON, FL 32570-2254

Mortgage

Document Number	0043341008
Date	Oct 11, 2022
Book Page	4334/1008
Instrument	202257888

Lender

Name	PEN AIR CREDIT UNION
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5225 CANAL ST, MILTON, FL 32570-2254
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041830814
Date	Sep 27, 2021
Book Page	4183/814
Instrument	202164198

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 4, 2019
Property Address	5225 CANAL ST, MILTON, FL 32570-2254
Document Number	0038080310
Book / Page	003808 / 000310
Instrument Date	May 1, 2018
Instrument	8146
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5225 CANAL ST MILTON FL 325702254, MILTON, FL 32570-2254

Mortgage

Document Number	38080312
Date	Mar 4, 2019
Book Page	003808/000312
Instrument	8147

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 3, 2039

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,415 (+2.9%)	$212,132 (+3.81%) Land $43,937 Building $168,195
2024	$1,231.00 (+3.88%) Homeowner's exemption	$122,852 (+3%)	$204,339 (-0.02%) Land $41,015 Building $163,324
2023	$1,185.00 (+3.49%) Homeowner's exemption	$119,274 (+3%)	$204,385 (+0.99%) Land $43,269 Building $161,116
2022	$1,145.00 Homeowner's exemption	$115,800	$202,379 Land $43,269 Building $159,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	21 (2004–2022)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Mar 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Cox Communications, Verizon.

Nearby Properties on Canal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures