5224 Summer Cir, Imperial, MO 63052 Property Records

Jefferson County property record for 5224 Summer Cir, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,266 sqft · built 1994
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$169,800 (Sep 2012)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`09-4.0-18.0-0-000-001.07`

Property Details

APN / Parcel Number

Primary APN	`09-4.0-18.0-0-000-001.07`
Alternative APN	`0940180 00107`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,266 sqft Living Area
Gross Area	1,706 sqft
1st Floor Area	1,266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Stoop
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5224 SUMMER CIR
City	IMPERIAL
State	MO
Zip	63052-2176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	SUMMERFIELD PARKSIDE ESTS 1 LOT 7
Legal Range	6E
Legal Township	42N
Legal Section	18
Legal Subdivision	SUMMERFIELD PARKSIDE ESTS 1
Legal Block	3
Legal Lot Number	7
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	3
Census Block	3010
Census Tract	700120

Owner

5224 Summer Cir is owned and occupied by an individual who bought it in September 2012.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	5224 SUMMER CIR, IMPERIAL, MO 63052-2176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 3, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2012 · Amount on File
Deed Sale	Sep 13, 2012 · Amount on File
Prior Sale	Oct 8, 2002 · Amount on File
Deed Document Number	201234427
Prior Transfer Date	Mar 24, 2003
Prior Transfer Doc	0000021147
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5224 SUMMER CIR, IMPERIAL, MO 63052-2176
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012141
Date	Mar 19, 2021
Instrument	2021R-012141

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5224 SUMMER CIR, IMPERIAL, MO 63052-2176
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 SUMMER CIR, IMPERIAL, MO 63052-2176

Mortgage

Document Number	0000038137
Date	Aug 30, 2021
Instrument	2021R-038137

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 3, 2022
Property Address	5224 SUMMER CIR, IMPERIAL, MO 63052-2176
Document Number	0000025520
Map Reference	MB 134 PG 25
Instrument Date	Aug 2, 2022
Instrument	2022R-025520
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5224 SUMMER CIR, IMPERIAL, MO 63052-2176

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5224 SUMMER CIR, IMPERIAL, MO 63052-2176

Tax Assessment & Valuation

The 2025 property tax bill for 5224 Summer Cir was $2,218, up 6.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Windsor C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,700 (-) Land $1,900 Building $27,800	$156,500 (-) Land $10,200 Building $146,300
2025	$2,218.00 (+6.58%)	$29,700 Land $1,900 Building $27,800	$156,500 (-) Land $10,200 Building $146,300
2024	$2,081.00 (+0.63%)		$156,500 (+8.98%) Land $10,200 Building $146,300
2023	$2,068.00	$27,200 Land $1,900 Building $25,300	$143,600 Land $10,200 Building $133,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5224 Summer Cir in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2008–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5224 Summer Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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