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5224 Stephs Field St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5224 Stephs Field St, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,170 sqft · built 2023
Lot Size0.13 acres (5,662 sqft)
OwnerIndividual Name on File
Tax Bill$5,722 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-25-31-5036-0001-1660

Property Details

APN / Parcel Number

Primary APN29-25-31-5036-0001-1660
Alternative APN
  • 253129503600011660

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,170 sqft Living Area
Gross Area2,710 sqft
1st Floor Area1,240 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleL-Shape
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address5224 STEPHS FIELD ST
CitySAINT CLOUD
StateFL
Zip34771-9360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER SPRINGS PB 30 PGS 90-96 LOT 166
Legal Range31E
Legal Township25S
Legal Section29
Legal SubdivisionSILVER SPRINGS
Legal Lot Number166
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract43700

Owner

Source: Osceola County records · APN 29-25-31-5036-0001-1660

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 E WEDDELL DR, SUNNYVALE, CA 94089-2138
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2023
Deed SaleJan 20, 2023
Deed Document Number20237697
Deed Book / Page6346 / 2997
Record UpdatedSep 20, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 20, 2023
Property Address5224 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9360
Document Number0063462997
Book / Page6346 / 2997
Map ReferenceMB 30 PG 90-96
Instrument DateJan 17, 2023
Instrument2023007697
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 02, 2023
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,926.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 E WEDDELL DR APT 343, 343, SUNNYVALE, CA 94089-2076

Mortgage

Document Number0063463000
DateJan 20, 2023
Instrument6346/3000
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,722.00 (+3.25%)$361,600 (+502.67%) Land $65,000 Building $296,600$361,600 (+502.67%) Land $65,000 Building $296,600
2024$5,542.00 (+279.85%)
2023$1,459.00 (+89.97%)$60,000 (+9.09%) Land $60,000$60,000 (+9.09%) Land $60,000
2022$768.00$55,000 Land $55,000$55,000 Land $55,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 70 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Wildfire

Wildfire RiskHigh
above 78% of the US · above 65% of Florida
Wildfire LikelihoodAbout 1 in 177 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Xfinity, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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