5224 Pluto Dr, Louisville, KY 40258 Property Records

Louisville/Jefferson County Metro Government property record for 5224 Pluto Dr, Louisville, KY 40258

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,502 sqft · built 1979
Lot Size	0.203 acres (8,864 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Feb 2018)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25144703430000`

Property Details

APN / Parcel Number

Primary APN	`25144703430000`
Alternative APNs	`144703430000` `00213127`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,502 sqft Finished Area
Basement Area	1,502 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,864 sqft (0.203 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00213127
Street Address	5224 PLUTO DR
City	LOUISVILLE
State	KY
Zip	40258-3451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 343 HEAVENLY HEIGHTS SUBDIVISION, SEC 3B, PB. 28, PG. 75, 0.2035 AC +/-
Legal Subdivision	HEAVENLY HEIGHTS
Legal Lot Number	343
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTH DIXIE
Census Block Group	2
Census Block	2004
Census Tract	12410

Owner

5224 Pluto Dr is owned by an individual who bought it in February 2018.

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	10395 LOWER RIVER RD, LOUISVILLE, KY 40272-3726
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Dec 21, 2021	Deed of Trust, Mortgage · FHA Mortgage STATEWIDE MORTGAGE LLC
Feb 21, 2018	Warranty Deed, Transfer · FHA Mortgage KENTUCKY HSNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018 · Amount on File
Deed Sale	Feb 21, 2018 · Amount on File
Deed Document Number	201842535
Deed Book / Page	11090 / 198
Prior Transfer Date	Jul 28, 2016
Prior Transfer Doc	0106770373
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5224 PLUTO DR, LOUISVILLE, KY 40258-3451
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 PLUTO DR, LOUISVILLE, KY 40258-3451

Mortgage

Document Number	0000027544
Date	Feb 13, 2023
Book Page	M 18401/355
Instrument	2023027544

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5224 PLUTO DR, LOUISVILLE, KY 40258-3451
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	ROCKET TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000317888
Date	Dec 21, 2021
Book Page	M 17845/848
Instrument	2021317888

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 21, 2018
Property Address	5224 PLUTO DR, LOUISVILLE, KY 40258-3451
Document Number	0110900198
Book / Page	011090 / 000198
Instrument Date	Feb 16, 2018
Instrument	42535
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 PLUTO DR LOUISVILLE KY 402583451, LOUISVILLE, KY 40258-3451

Mortgage

Document Number	154180816
Date	Feb 21, 2018
Book Page	015418/000816
Instrument	42536

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Mortgage

Document Number	154180835,
Date	Feb 21, 2018
Book Page	015418/000835
Instrument	42537

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 20, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 5224 Pluto Dr was $2,708.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00	$237,410 Land $24,000 Building $213,410
2024			$237,410 (-) Land $24,000 Building $213,410
2023	$2,844.00 (+21.38%)	$237,410 (+21.75%) Land $24,000 Building $213,410	$237,410 (+21.75%) Land $24,000 Building $213,410
2022	$2,343.00	$195,000 Land $26,000 Building $169,000	$195,000 Land $26,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5224 Pluto Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · Severe Storms, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5224 Pluto Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
BluegrassNet Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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