5224 Lome Ave, Dayton, OH 45417 Property Records

Montgomery County property record for 5224 Lome Ave, Dayton, OH 45417

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,194 sqft · built 2005
Lot Size	0.219 acres (9,557 sqft)
Owner	Individual Name on File
Last Sale	$75,500 (May 2021)
Tax Bill	$1,303 (2024)
Deeds & Mortgages	Oct 2024 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H33300901 0109`

Property Details

APN / Parcel Number

Primary APN	`H33300901 0109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,557 sqft (0.219 acres)
Lot Dimensions	147 ft deep x 65 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5224 LOME AVE
City	DAYTON
State	OH
Zip	45417-9031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	259 CITY VIEW
Legal Subdivision	CITY VIEW
Legal Lot Number	109
Jurisdiction	MONTGOMERY OH
Township / Civil Division	TROTWOOD
Census Block Group	1
Census Block	1010
Census Tract	70202

Owner

5224 Lome Ave is owned and occupied by an individual who bought it in May 2021.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	5224 LOME AVE, DAYTON, OH 45417-9031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 19, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 11, 2021	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage NTFN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Oct 8, 2003 · Amount on File
Deed Document Number	2021-00036092
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	5224 LOME AVE, DAYTON, OH 45417-9031
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 LOME AVE, DAYTON, OH 45417-9031

Mortgage

Document Number	0000054334
Date	Oct 11, 2024
Instrument	2024-00054334

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	May 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	5224 LOME AVE, DAYTON, OH 45417-9031
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 LOME AVE, DAYTON, OH 45417-9031

Mortgage

Document Number	0000013915
Date	Mar 19, 2024
Instrument	2024-00013915

Lender

Name	US BANK NA
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	May 1, 2051

May 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 11, 2021
Property Address	5224 LOME AVE, DAYTON, OH 45417-9031
Document Number	0000036092
Map Reference	MB M PG 59
Instrument Date	Apr 28, 2021
Instrument	2021-00036092
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026
Title Company	STARTEX TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 LOME AVE, DAYTON, OH 45417-9031

Mortgage

Document Number	0000036093
Date	May 11, 2021
Instrument	2021-00036093

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Trotwood City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,920 Land $1,120 Building $12,800
2024	$1,303.00 (+14.8%)
2023	$1,135.00 (-16.91%)	$13,920 (+5.61%) Land $1,120 Building $12,800	$39,750 Land $3,190 Building $36,560
2022	$1,366.00	$13,180 Land $1,050 Building $12,130
2020			$37,670 Land $3,010 Building $34,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5224 Lome Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5224 Lome Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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