5224 Edgewater Dr, Savage, MN 55378 Property Records

Scott County property record for 5224 Edgewater Dr, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,609 sqft · built 1996
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$368,000 (Jun 2014)
Tax Bill	$6,008 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-230040-0`

Property Details

APN / Parcel Number

Primary APN	`26-230040-0`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,609 sqft Living Area
Gross Area	3,498 sqft
1st Floor Area	1,405 sqft
Basement Area	1,009 sqft
Finished Basement	950 sqft
Unfinished Basement	59 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Deck Area	447 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5224 EDGEWATER DR
City	SAVAGE
State	MN
Zip	55378-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUFFERIN PARK 10TH ADDN LOT 016 BLOCK 003
Legal Subdivision	DUFFERIN PARK 10TH ADDN
Legal Block	3
Legal Lot Number	16
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1017
Census Tract	80207

Owner

5224 Edgewater Dr is owned and occupied by an individual who bought it in June 2014.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5224 EDGEWATER DR, SAVAGE, MN 55378-5616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU
Jul 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2014 · Amount on File
Deed Sale	Jun 12, 2014 · Amount on File
Prior Sale	Dec 6, 1996 · Amount on File
Deed Document Number	2014229307
Deed Book / Page	160 / 88
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5224 EDGEWATER DR, SAVAGE, MN 55378-5616
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 EDGEWATER DR, SAVAGE, MN 55378-5616

Mortgage

Document Number	000T290145
Date	Oct 23, 2025
Instrument	T290145

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5224 EDGEWATER DR, SAVAGE, MN 55378-5616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000262389
Date	Jul 4, 2020
Instrument	262389

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2045

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5224 EDGEWATER DR, SAVAGE, MN 55378-5616
Document Number	0000267211
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5224 EDGEWATER DR SAVAGE MN 553785616, SAVAGE, MN 55378-5616

Mortgage

Document Number	0000267211
Date	Jan 16, 2021
Instrument	267211

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 15, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 5224 Edgewater Dr was $6,008 with a homeowner's exemption, up 3.1% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,008.00 (+3.12%) Homeowner's exemption	$551,400 Land $189,700 Building $361,700	$551,400 Land $189,700 Building $361,700
2025	$5,826.00 (-0.65%)
2024	$5,864.00 (+3.9%) Homeowner's exemption	$542,800 (-0.42%) Land $190,600 Building $352,200	$542,800 (-0.42%) Land $190,600 Building $352,200
2023	$5,644.00 Homeowner's exemption	$545,100 Land $190,700 Building $354,400	$545,100 Land $190,700 Building $354,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5224 Edgewater Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5224 Edgewater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Netwave Broadband.

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