5224 Cheviot Dr, Lucerne, CA 95458 Property Records

Lake County property record for 5224 Cheviot Dr, Lucerne, CA 95458 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 2004
Lot Size	0.559 acres (24,393 sqft)
Owner	Individual Name on File
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033-505-390-000`

Property Details

APN / Parcel Number

Primary APN	`033-505-390-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Lot Area	24,393 sqft (0.559 acres)
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5224 CHEVIOT DR
City	LUCERNE
State	CA
Zip	95458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR LAKE BEACH 08 02
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	1
Census Block	1102
Census Tract	501

Owner

Source: Lake County records · APN 033-505-390-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	655 W GRANT ST, HEALDSBURG, CA 95448-9607
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Feb 07, 2018	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Feb 07, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Feb 07, 2018	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Feb 07, 2018 · Amount on Record
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	5224 CHEVIOT DR, LUCERNE, CA 95458
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015757
Date	Dec 05, 2019
Instrument	2019015757

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Feb 07, 2018
Property Address	5224 CHEVIOT DR, LUCERNE, CA 95458
Document Number	0000001375
Map Reference	MB5 PG38-40
Instrument Date	Feb 03, 2018
Instrument	2018001375
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 W GRANT ST, HEALDSBURG, CA 95448-9607

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Feb 07, 2018
Property Address	5224 CHEVIOT DR, LUCERNE, CA 95458
Document Number	0000001373
Instrument Date	Feb 01, 2018
Instrument	1373
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1202 WOODLAKE DR SANTA ROSA CA 954059217, SANTA ROSA, CA 95405-9217

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Feb 07, 2018
Property Address	5224 CHEVIOT DR, LUCERNE, CA 95458
Document Number	0000001374
Map Reference	MB5 PG38-40
Instrument Date	Jan 03, 2018
Instrument	2018001374
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 W GRANT ST, HEALDSBURG, CA 95448-9607

Mortgage

Document Number	0000001376
Date	Feb 07, 2018
Instrument	2018001376

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,411.00 (+4.46%)	$213,906 (+4.04%) Land $22,754 Building $191,152
2023	$2,308.00 (+0.87%)	$205,601 Land $21,871 Building $183,730
2022	$2,288.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Feb 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Winter Storms And Flooding, Feb 1998 · 5 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Storms & Flooding, Mar 1986 · 3 claims

Wildfire

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	About 1 in 155 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
DigitalPath	Fixed Wireless (licensed-by-rule)	400 / 20
101Netlink	Fixed Wireless	100 / 20
Valley Internet	Fixed Wireless (unlicensed)	50 / 25
AT&T	DSL	10 / 1

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cheviot Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures