5223 Unity Sq, Vero Beach, FL 32967 Property Records

Indian River County property record for 5223 Unity Sq, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,550 sqft · built 2021
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$311,900 (Jun 2021)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-39-15-00005-0000-00196.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-15-00005-0000-00196.0`
Alternative APN	`136311`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,550 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	135 ft deep x 39.5 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	428 sqft
Driveway	Driveway
Driveway Area	556 sqft
Porch	Screened Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5223 UNITY SQ
City	VERO BEACH
State	FL
Zip	32967-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LAKES AT WATERWAY VILLAGE PD - POD U LOT 196 PBI 31 - 37
Legal Range	39E
Legal Township	32S
Legal Section	15
Legal Subdivision	LAKES AT WATERWAY VILLAGE PD - POD U
Legal Lot Number	196
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3013
Census Tract	50811

Owner

5223 Unity Sq is owned and occupied by two individuals who acquired it in September 2022.

Source: Indian River County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5223 UNITY SQ, VERO BEACH, FL 32967-7718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage STEWARDS OF CAPITAL & CO LLC
Oct 4, 2022	Intrafamily Transfer, Transfer
Jun 30, 2021	Warranty Deed, Subdivision Related Transfer PGP TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Deed Document Number	202147203
Deed Book / Page	3438 / 2183
Last Transfer Date	Sep 26, 2022
Transfer Doc	0035742122
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	5223 UNITY SQ, VERO BEACH, FL 32967-7718
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5223 UNITY SQ, VERO BEACH, FL 32967-7718

Mortgage

Document Number	0038130414
Date	Oct 22, 2025
Book Page	3813/414
Instrument	3120250052518

Lender

Name	STEWARDS OF CAPITAL & CO LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 4, 2022
Property Address	5223 UNITY SQ, VERO BEACH, FL 32967-7718
Document Number	0035742122
Book / Page	3574 / 2122
Map Reference	MB 31 PG 37-43
Instrument Date	Sep 26, 2022
Instrument	3120220059619
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 UNITY 54, VERO BEACH, FL 32967

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16901 SW 87TH CT, PALMETTO BAY, FL 33157-4678

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 30, 2021
Property Address	5223 UNITY SQ, VERO BEACH, FL 32967-7718
Document Number	0034382183
Book / Page	3438 / 2183
Map Reference	MB 31 PG 37-43
Instrument Date	Jun 25, 2021
Instrument	3120210047203
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 14, 2023
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Tax	$2,183.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1475 CENTREPARK BLVD STE 305, 305, WEST PALM BEACH, FL 33401-7425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5223 UNITY SQ, VERO BEACH, FL 32967-7718

Tax Assessment & Valuation

The 2025 property tax bill for 5223 Unity Sq was $2,562 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,562.00 Homeowner's exemption	$193,557	$398,974 Land $51,000 Building $347,974
2023	$5,069.00 (+12.27%)	$366,612 (+18.32%) Land $25,500 Building $341,112	$366,612 (+18.32%) Land $25,500 Building $341,112
2022	$4,515.00	$309,851 Land $25,500 Building $284,351	$309,851 Land $25,500 Building $284,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5223 Unity Sq in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5223 Unity Sq is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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