5223 Middle Dr, Celina, OH 45822 Property Records

Mercer County property record for 5223 Middle Dr, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1958
Lot Size	0.18 acres (7,869 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Oct 2018)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`09-046600.0000`

Property Details

APN / Parcel Number

Primary APN	`09-046600.0000`
Alternative APN	`09-20-302-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	660 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	7,869 sqft (0.18 acres)
Lot Dimensions	129 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	5223 MIDDLE DR
City	CELINA
State	OH
Zip	45822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLDWATER BEACH GROVE SUBDIVISION LOT#: 5
Legal Subdivision	COLDWATER BEACH G
Legal Lot Number	5
Jurisdiction	MERCER OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1024
Census Tract	967800

Owner

5223 Middle Dr is owned by two individuals who bought it in October 2018.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5223 SHORE DR, CELINA, OH 45822-9157
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Prior Sale	Jul 16, 1999 · Amount on File
Deed Document Number	20184757
Record Updated	Sep 20, 2026

October 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Oct 1, 2018
Property Address	MIDDLE DR, CELINA, OH 45822
Document Number	201800004757
Map Reference	MB6 PG2
Instrument Date	Sep 26, 2018
Instrument	201800004757
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	32 RUMMEL CREEK DR, NEW BREMEN, OH 45869-9665

Mortgage

Document Number	201800004758
Date	Oct 1, 2018
Instrument	201800004758

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 5223 Middle Dr was $2,125.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Franklin Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00	$51,040 (-) Land $27,410 Building $23,630
2024	$2,125.00 (+0.24%)	$51,040 (-) Land $27,410 Building $23,630
2023	$2,120.00 (+4.79%)	$51,040 (+21.21%) Land $27,410 Building $23,630	$145,800 Land $78,300 Building $67,500
2022	$2,023.00	$42,110 Land $27,340 Building $14,770
2020			$120,300 Land $78,100 Building $42,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5223 Middle Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2005–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5223 Middle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND LAKE ESTATES private · serves 103 people · EPA ID OH5400312
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2026
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20