5223 McGregor Downs Ct, Summerville, SC 29485 Property Records

Dorchester County property record for 5223 McGregor Downs Ct, Summerville, SC 29485

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,304 sqft · built 2006
Lot Size0.319 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$326,000 (Nov 2020)
Tax Bill$3,584 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN162-14-06-016

Property Details

APN / Parcel Number

Primary APN162-14-06-016
Alternative APN
  • R0050503

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,304 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialSiding
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.319 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account NumberR0050503
Old Parcel Number1621406016
Street Address5223 MCGREGOR DOWNS CT
CitySUMMERVILLE
StateSC
Zip29485-8995
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1_NC
Legal DescriptionLOT 110 SUBD: WESCOTT PLANTATION PH 2B
Legal SubdivisionWESCOTT PLANTATION
Legal Phase2B
Legal Lot Number110
JurisdictionDORCHESTER SC
Township / Civil DivisionSUMMERVILLE
Census Block Group1
Census Block1019
Census Tract10822

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5223 MCGREGOR DOWNS CT, SUMMERVILLE, SC 29485-8995
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · VA Mortgage
TJC MORTGAGE INC
Nov 6, 2020Grant Deed, Transfer · VA Mortgage
CMG FIN'L
Nov 8, 2019Deed of Trust, Mortgage · FHA Mortgage
SUCCESS MTG PTRS
Jul 25, 2017Grant Deed, Transfer · FHA Mortgage
MOVEMENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2020 · Amount on Record
Deed SaleNov 6, 2020 · Amount on Record
Prior SaleJul 25, 2017 · Amount on Record
Deed Document Number2020030162
Deed Book / Page12897 / 100
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER SC
Property Address5223 MCGREGOR DOWNS CT, SUMMERVILLE, SC 29485-8995
Transaction TypeMortgage
Record UpdatedOct 6, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number136860278
DateSep 28, 2021
Book Page13686/278
Instrument2021031446
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER SC
Recording DateNov 6, 2020
Property Address5223 MCGREGOR DOWNS CT, SUMMERVILLE, SC 29485-8995
Document Number2897/0100
Book / Page012897 / 000100
Instrument DateNov 5, 2020
Instrument30162
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$326.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5223 MCGREGOR DOWNS CT SUMMERVILLE SC 294858995, SUMMERVILLE, SC 29485-8995

Mortgage

Document Number2897/0104
DateNov 6, 2020
Book Page012897/000104
Instrument30163
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER SC
Property Address5223 MCGREGOR DOWNS CT, SUMMERVILLE, SC 29485-8995
Document Number2193/0262
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyCOOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5223 MCGREGOR DOWNS CT SUMMERVILLE SC 294858995, SUMMERVILLE, SC 29485-8995

Mortgage

Document Number2193/0262
DateNov 21, 2019
Book Page012193/000262
Instrument29254
Lender
NameSUCCESS MTG PTRS
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2049

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER SC
Recording DateJul 25, 2017
Property Address5223 MCGREGOR DOWNS CT, SUMMERVILLE, SC 29485-8995
Document Number0915/0212
Book / Page010915 / 000212
Instrument DateJul 17, 2017
Instrument19571
Transaction TypeTransfer
Record UpdatedSep 27, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5223 MCGREGOR DOWNS CT SUMMERVILLE SC 294858995, SUMMERVILLE, SC 29485-8995

Mortgage

Document Number915/0216
DateJul 25, 2017
Book Page010915/000216
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 24, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyDorchester County
MunicipalityNorth Charleston City
Unified School DistrictDorchester School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,584.00 (-1.4%)$16,976 (+34.4%) Land $3,800 Building $13,176$424,399 (+34.4%) Land $95,000 Building $329,399
2024$3,635.00 (+12.23%)
2023$3,239.00 (+0.84%)$12,631 (+0.01%) Land $2,200 Building $10,431$315,780 (-) Land $55,000 Building $260,780
2022$3,212.00$12,630 Land $2,200 Building $10,430$315,780 Land $55,000 Building $260,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMMERVILLE CPW
serves 81,750 people · EPA ID SC1810003
Water SourcePurchased surface water from LAKE MOULTRIE REGIONAL WS
Last State InspectionNov 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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