5223 Hermit Path, Columbia, MD 21044 Property Records

Howard County property record for 5223 Hermit Path, Columbia, MD 21044 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,046 sqft · built 1969
Lot Size	0.457 acres (19,888 sqft)
Owner	2 Trust Names on File
Last Sale	$279,900 (Jun 2010)
Tax Bill	$6,741 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-027894`

Property Details

APN / Parcel Number

Primary APN	`15-027894`
Alternative APN	`027894`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,046 sqft Total Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,888 sqft (0.457 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	027894
Street Address	5223 HERMIT PATH
City	COLUMBIA
State	MD
Zip	21044-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 19,888 SQ' 5223 HERMIT PATH VIL OF WILDE LAKE S9 A1
Legal Subdivision	VILLAGE WILDE LAKE
Legal Lot Number	1
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2002
Census Tract	605401

Owner

Source: Howard County records · APN 15-027894

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	5223 HERMIT PATH, COLUMBIA, MD 21044-1702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage APL FCU
Jun 28, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 09, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Oct 03, 2017	Deed of Trust, Mortgage · Line of Credit APL FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2010 · Amount on Record
Deed Sale	Jun 16, 2010 · Amount on Record
Deed Document Number	20105746
Deed Book / Page	12325 / 508
Prior Transfer Date	Jun 14, 2010
Prior Transfer Doc	0125060401
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5223 HERMIT PATH, COLUMBIA, MD 21044-1702
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0221520163
Date	Oct 19, 2023
Book Page	22152/163

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Sep 27, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5223 HERMIT PATH, COLUMBIA, MD 21044-1702
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	BETTER SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5223 HERMIT PATH, COLUMBIA, MD 21044-1702

Mortgage

Document Number	0206660229
Date	Jun 28, 2021
Book Page	20666/229

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5223 HERMIT PATH, COLUMBIA, MD 21044-1702
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195170229
Date	Jul 09, 2020
Book Page	19517/229

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 01, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5223 HERMIT PATH, COLUMBIA, MD 21044-1702
Document Number	0178580434
Book / Page	017858 / 000434
Instrument Date	Oct 03, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5223 HERMIT PATH COLUMBIA MD 210441702, COLUMBIA, MD 21044-1702

Mortgage

Document Number	0178580434
Date	Oct 11, 2017
Book Page	017858/000434

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 10, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,533 (+4.85%)	$519,500 (-) Land $294,400 Building $225,100
2025	$6,741.00 (+4.54%) Homeowner's exemption	$473,567 (+14.03%)	$519,500 (+15.29%) Land $294,400 Building $225,100
2024	$6,448.00 (+50.72%)
2023		$415,300	$450,600 Land $249,400 Building $201,200
2022	$4,278.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276054012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–1982)
Most Recent Claim	Mar 1982, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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