5223 Ford Rd, Elba, NY 14058 Property Records

Genesee County and Elba Town property record for 5223 Ford Rd, Elba, NY 14058

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1890
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Apr 2001)
Tax Bill	$2,676 (2026)
Deeds & Mortgages	Nov 2025 Mortgage May 2023 Refinance + 1 more
APN	`183489 9.-1-29`

Property Details

APN / Parcel Number

Primary APN	`183489 9.-1-29`
Alternative APN	`34890090000001029000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	576 sqft
2nd Floor Area	384 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	345 ft deep x 223 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5223 FORD RD
City	ELBA
State	NY
Zip	14058-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	GENESEE NY
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1039
Census Tract	950200

Owner

Source: Genesee County and Elba Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5223 FORD RD, ELBA, NY 14058-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIVE STAR BANK
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIVE STAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2001 · Amount on Record
Deed Sale	Apr 25, 2001 · Amount on Record
Deed Book / Page	780 / 284
Last Transfer Date	Feb 20, 2003
Transfer Doc	0821000370
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	5223 FORD RD, ELBA, NY 14058-9506
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG20251400
Date	Nov 14, 2025
Instrument	MTG2025-1400

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	5223 FORD RD, ELBA, NY 14058-9506
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2023586
Date	May 23, 2023
Instrument	MTG2023-586

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	5223 FORD RD, ELBA, NY 14058-9506
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG20211763
Date	Sep 27, 2021
Instrument	MTG2021-1763

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Genesee County and Elba Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Genesee County
County Subdivision	Elba Town
Unified School District	Elba Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,676.00 (-14.64%) Homeowner's exemption
2025	$3,135.00	$90,000 (+6.26%) Land $24,200 Building $65,800	$90,000 (+6.26%) Land $24,200 Building $65,800
2023		$84,700 Land $23,000 Building $61,700	$84,700 Land $23,000 Building $61,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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