Pasco County property record for 5223 Epping Ln, Zephyrhills, FL 33541
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,596 sqft · built 2000 |
| Lot Size | 0.301 acres (13,139 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jun 2017) |
| Tax Bill | $3,444 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-21-0010-00300-0210 |
| Primary APN | 07-26-21-0010-00300-0210 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,596 sqft Living Area |
| Gross Area | 3,478 sqft |
| 1st Floor Area | 2,596 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,139 sqft (0.301 acres) |
| View / Lot | Golf Course |
| Garage Area | 618 sqft |
| Driveway | Driveway |
| Driveway Area | 744 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 264 sqft |
| Patio Area | 631 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0239502 |
|---|---|
| Old Parcel Number | 2126070010003000210 |
| Street Address | 5223 EPPING LN |
| City | ZEPHYRHILLS |
| State | FL |
| Zip | 33541-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | EPPING FOREST AT LAKE BERNADETTE PB 28 PGS 129-135 LOT 21 BLOCK 3 OR 9549 PG 3825 |
| Legal Range | 21E |
| Legal Township | 26S |
| Legal Section | 07 |
| Legal Subdivision | LAKE BERNADETTE GARDENS |
| Legal Tract | 10 |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | ZEPHYRHILLS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 32902 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5223 EPPING LN, ZEPHYRHILLS, FL 33541-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jun 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage COMMONWEALTH MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on Record |
| Deed Sale | Jun 2, 2017 · Amount on Record |
| Prior Sale | Aug 21, 2013 · Amount on Record |
| Deed Document Number | 2017084379 |
| Deed Book / Page | 9549 / 3825 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 5223 EPPING LN, ZEPHYRHILLS, FL 33541-2609 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0103831558 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 10383/1558 |
| Instrument | 2021137682 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 2, 2017 |
| Property Address | 5223 EPPING LN, ZEPHYRHILLS, FL 33541-2609 |
| Document Number | 0095493825 |
| Book / Page | 9549 / 3825 |
| Map Reference | MB28 PG129 |
| Instrument Date | May 30, 2017 |
| Instrument | 2017084379 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | HILLSBOROUGH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10174 WHISPER POINTE DR, 10174, TAMPA, FL 33647-2904 |
| Name | Verified Name |
|---|---|
| Address | 5223 EPPING LN, ZEPHYRHILLS, FL 33541-2609 |
| Document Number | 2017084380 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 2017084380 |
| Name | COMMONWEALTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,444.00 (+6.53%) Homeowner's exemption | $230,030 (+5.99%) Land $84,905 Building $145,125 | $447,477 (+0.24%) Land $84,905 Building $362,572 |
| 2023 | $3,233.00 (+11.25%) Additional exemption filed | $217,040 (+3%) Land $63,895 Building $153,145 | $446,423 (+20.79%) Land $63,895 Building $382,528 |
| 2022 | $2,906.00 Homeowner's exemption | $210,720 Land $53,445 Building $157,275 | $369,589 Land $53,445 Building $316,144 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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