5223 Cole Mill Rd, Durham, NC 27705 Property Records

Orange County property record for 5223 Cole Mill Rd, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1977
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,600 (Dec 1980)
Tax Bill	$2,871 (2026)
Deeds & Mortgages	Jun 2019 Reverse Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0804-13-3406`

Property Details

APN / Parcel Number

Primary APN	`0804-13-3406`
Alternative APN	`52581`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
Gross Area	3,935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	44,867 sqft (1.03 acres)

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Porch
Porch Area	383 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5223 COLE MILL RD
City	DURHAM
State	NC
Zip	27705-8263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	2 SPENCE HOLLOWAY P25/196
Legal Unit	2
Jurisdiction	ORANGE NC
Township / Civil Division	ENO
Census Block Group	4
Census Block	4008
Census Tract	10904

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5223 COLE MILL RD, DURHAM, NC 27705-8263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Deed of Trust, Mortgage · Reverse Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 17, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1980 · Amount on Record
Deed Sale	Dec 30, 1980 · Amount on Record
Deed Book / Page	354 / 394
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	5223 COLE MILL RD, DURHAM, NC 27705-8263
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66141779
Date	Jun 12, 2019
Book Page	6614/1779
Instrument	30001988

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.14%
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	5223 COLE MILL RD, DURHAM, NC 27705-8263
Document Number	66141797
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5223 COLE MILL RD DURHAM NC 277058263, DURHAM, NC 27705-8263

Mortgage

Document Number	66141797
Date	Jun 12, 2019
Book Page	006614/001797
Instrument	30001989

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	5.14%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,871.00 (+8.3%)	$346,500 (-) Land $87,200 Building $259,300	$346,500 (-) Land $87,200 Building $259,300
2025	$2,651.00 (+49.86%)	$346,500 (+52.31%) Land $87,200 Building $259,300	$346,500 (+52.31%) Land $87,200 Building $259,300
2023	$1,769.00	$227,500 Land $32,000 Building $195,500	$227,500 Land $32,000 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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