5222 Sand Trap Pl, Valrico, FL 33596 Property Records

Hillsborough County property record for 5222 Sand Trap Pl, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,502 sqft · built 1998
Lot Size0.469 acres (20,445 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Sep 2015)
Tax Bill$8,782 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jul 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN087538-1622

Property Details

APN / Parcel Number

Primary APN087538-1622
Alternative APN
  • U103021379000012000110

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,502 sqft Living Area
Gross Area4,765 sqft
1st Floor Area3,502 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialTile
Lot Area20,445 sqft (0.469 acres)
Lot Dimensions168 ft deep x 123 ft wide
View / LotPond
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Pool Area369 sqft
PorchOpen Porch
Porch Area543 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0875381622
Street Address5222 SAND TRAP PL
CityVALRICO
StateFL
Zip33596-8291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER HILLS COUNTRY CLUB PARCEL 25 LOT 11 BLOCK 12 AND TR BEG AT EASTERNMOST COR LOT 11 BLK 12 N 28 DEG 07 MIN 48 SEC W 26.64 FT N 62 DEG 21 MIN 13 SEC W 170.31 N 01 DEG 51 MIN 13 SEC W 22.98 FT S 62 DEG 21 MIN 13 SEC E 236.62 FT N 77 DEG 51 MIN 13 S
Legal Range21E
Legal Township30S
Legal Section10
Legal SubdivisionRIVER HILLS COUNTRY CLUB PARCEL 25
Legal Tract379
Legal Block12
Legal Lot Number11
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2000
Census Tract13208

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5222 SAND TRAP PL, VALRICO, FL 33596-8291
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed of Trust, Mortgage · Line of Credit
THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jul 14, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Jun 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2015 · Amount on Record
Deed SaleSep 10, 2015 · Amount on Record
Prior SaleNov 13, 2013 · Amount on Record
Deed Document Number2015348935
Deed Book / Page23528 / 765
Prior Transfer DateSep 18, 2008
Prior Transfer Doc0000352212
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateApr 8, 2026
Property Address5222 SAND TRAP PL, VALRICO, FL 33596-8291
Document Number0000133985
Instrument DateMar 27, 2026
Instrument2026133985
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5222 SAND TRAP PL, VALRICO, FL 33596-8291

Mortgage

Document Number0000133985,
DateApr 8, 2026
Instrument2026133985
Lender
NameTHIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 27, 2056
Interest
Rate5.98%
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5222 SAND TRAP PL, VALRICO, FL 33596-8291
Transaction TypeMortgage
Record UpdatedAug 1, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000309265
DateJul 14, 2023
Instrument2023309265
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 8, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5222 SAND TRAP PL, VALRICO, FL 33596-8291
Document Number0000248513
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5222 SAND TRAP PL VALRICO FL 335968291, VALRICO, FL 33596-8291

Mortgage

Document Number0000248513
DateJun 17, 2020
Instrument248513
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 16, 2035

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$500,895 (+2.7%)$780,498 (+1.99%) Land $235,570 Building $544,928
2025$8,782.00 (+8.49%) Homeowner's exemption$487,726 (+5.99%)$765,274 (+4.39%) Land $235,570 Building $529,704
2024$8,095.00 (+3.29%)
2023$7,837.00 (+3.66%) Homeowner's exemption$460,176 (+3%)$733,106 (-1.76%) Land $212,013 Building $521,093
2022$7,560.00 Homeowner's exemption$446,773$746,214 Land $212,013 Building $534,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 91 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies91 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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