Roanoke County property record for 5222 Palmetto Bluff Rd, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,304 sqft · built 2014 |
| Lot Size | 3.24 acres (141,134 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Jul 2020) |
| Tax Bill | $8,233 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090.00-04-02 |
| Primary APN | 090.00-04-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,304 sqft Finished Area |
| Gross Area | 5,964 sqft |
| 1st Floor Area | 1,460 sqft |
| Basement Area | 1,460 sqft |
| Finished Basement | 1,192 sqft |
| Unfinished Basement | 268 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 141,134 sqft (3.24 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 144 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000051176 |
|---|---|
| Street Address | 5222 PALMETTO BLUFF RD |
| City | HARDY |
| State | VA |
| Zip | 24101-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG1 |
| Legal Description | LT 2 RIVERS EDGE |
| Legal Subdivision | RIVERS EDGE |
| Legal Lot Number | 2 |
| Jurisdiction | ROANOKE VA |
| Township / Civil Division | VINTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 31000 |
5222 Palmetto Bluff Rd is owned and occupied by an individual who bought it in July 2020.
Source: Roanoke County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5222 PALMETTO BLUFF RD, HARDY, VA 24101-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on File |
| Deed Sale | Jul 10, 2020 · Amount on File |
| Prior Sale | Sep 23, 2015 · Amount on File |
| Deed Document Number | 20207386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROANOKE VA |
| Recording Date | Jul 10, 2020 |
| Property Address | 5222 PALMETTO BLUFF RD, HARDY, VA 24101-1102 |
| Document Number | 0000007386 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 7386 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5222 PALMETTO BLUFF RD HARDY VA 241011102, HARDY, VA 24101-1102 |
| Document Number | 7387 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 7387 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 9, 2035 |
The 2026 property tax bill for 5222 Palmetto Bluff Rd was $8,233.
Source: Roanoke County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Roanoke County |
| Unified School District | Roanoke County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,233.00 | $799,400 Land $91,200 Building $708,200 | $799,400 Land $91,200 Building $708,200 |
| 2023 | $6,867.00 | $647,900 Land $86,200 Building $561,700 | $647,900 Land $86,200 Building $561,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5222 Palmetto Bluff Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5222 Palmetto Bluff Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 86% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 50 |
| Cox Communications Fiber | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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