5222 Blackjack Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5222 Blackjack Cir, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,612 sqft · built 1986
Lot Size	5.17 acres (225,205 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Dec 2023)
Tax Bill	$8,174 (2025)
Deeds & Mortgages	Dec 2023 Sale Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`402416127001`

Property Details

APN / Parcel Number

Primary APN	`402416127001`
Alternative APNs	`00913060155003` `10004626027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,612 sqft Living Area
Gross Area	4,865 sqft
1st Floor Area	3,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	225,205 sqft (5.17 acres)
Garage Type	Attached
Garage Area	529 sqft
Driveway	Asphalt Driveway
Driveway Area	6,140 sqft

Exterior Amenities

Pool Area	320 sqft
Porch	Enclosed/Screened Porch
Porch Area	256 sqft
Shed	1 Shed
Shed Area	192 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00913060155003
Street Address	5222 BLACKJACK CIR
City	PUNTA GORDA
State	FL
Zip	33982-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	PRAIRIE CREEK WEST LT 50 582/1675 614/134-37 770/1309 DC811/1141 816/1531 849/1254 1029/928 1063/310 2134/1223 2418/1222 CT3608/1641 3625/167 4228/178 CD4233/1987 AFF4656/349-DEP 4656/352 UNREC FJ 3346657
Legal Range	24E
Legal Township	40S
Legal Section	16
Legal Subdivision	PRAIRIE CREEK WEST
Legal Tract	PCW
Legal Lot Number	50
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1009
Census Tract	10100

Owner

5222 Blackjack Cir is owned and occupied by an individual who bought it in December 2023.

Source: Charlotte County records, as of April 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5222 BLACKJACK CIR, PUNTA GORDA, FL 33982-9603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 3, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 29, 2017	Grant Deed ATTORNEY ONLY
Aug 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Prior Sale	Nov 3, 2020 · Amount on File
Deed Document Number	20233346657
Prior Transfer Date	Aug 28, 2017
Prior Transfer Doc	0042331987
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 7, 2023
Property Address	5222 BLACKJACK CIR, PUNTA GORDA, FL 33982-9603
Document Number	0003346657
Map Reference	MB 15 PG 27A-27D
Instrument Date	Dec 7, 2023
Instrument	3346657
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$5,145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2413 RIVEROAKS DR, BILLINGS, MT 59105-3675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5222 BLACKJACK CIR, PUNTA GORDA, FL 33982-9603

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5222 BLACKJACK CIR, PUNTA GORDA, FL 33982-9603
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042520398
Date	Nov 7, 2017
Book Page	4252/0398
Instrument	2563390

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 3, 2020
Property Address	5222 BLACKJACK CIR, PUNTA GORDA, FL 33982-9603
Document Number	0046560352
Book / Page	4656 / 352
Map Reference	MB 15 PG 247
Instrument Date	Oct 29, 2020
Instrument	2868638
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5222 BLACKJACK CIR, 5222, PUNTA GORDA, FL 33982-9603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5222 BLACKJACK CIR, PUNTA GORDA, FL 33982-9603

Mortgage

Document Number	0004656353
Date	Nov 3, 2020
Instrument	4656/353

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 29, 2017
Property Address	5222 BLACKJACK CIR, PUNTA GORDA, FL 33982-9603
Document Number	0042331987
Book / Page	004233 / 001987
Instrument Date	Aug 28, 2017
Instrument	2549388
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5222 BLACKJACK CIR PUNTA GORDA FL 339829603, PUNTA GORDA, FL 33982-9603

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 9, 2017
Property Address	5222 BLACKJACK CIR, PUNTA GORDA, FL 33982-9603
Document Number	0042280178
Book / Page	004228 / 000178
Instrument Date	Aug 8, 2017
Instrument	2544672
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5222 BLACKJACK CIR PUNTA GORDA FL 339829603, PUNTA GORDA, FL 33982-9603

Tax Assessment & Valuation

The 2025 property tax bill for 5222 Blackjack Cir was $8,174, down 11.9% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,174.00 (-11.92%)	$593,700 Land $109,863 Building $483,837	$593,700 Land $109,863 Building $483,837
2024	$9,280.00 (+57.56%)
2023	$5,890.00 (+3.57%) Homeowner's exemption	$360,666 (+3%)	$397,046 (-0.52%) Land $124,080 Building $272,966
2022	$5,687.00 Homeowner's exemption	$350,161	$399,108 Land $105,468 Building $293,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5222 Blackjack Cir in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5222 Blackjack Cir is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: AT&T.

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